Jose Hubert L Rebong

JOSE HUBERT LAZARTE REBONG
Block 14, Lot 15 & 16, Calle Jose, Zavalla Village 2, Brgy. Market Area,
City of Santa Rosa, Laguna
E-mail : [email protected]
Contact no. : 09771043565
OBJECTIVE Seeking for a position in the company wherein my capabilities and experiences can be utilized.
EXPERIENCE WELDING ASSOCIATE
WELDING GROUP OF PRODUCTION DEPARTMENT
MANUFACTURING DIVISION
JULY 7, 1995 TO FEBRUARY 29, 1996
HONDA CARS PHILIPPINES INCORPORATED (HCPI)
Head Office and Plant
105 South Main Avenue
Laguna Technopark
Santa Rosa City, Laguna 4026
Philippines

Duties / Responsibilities

Welding Final Inspection – Responsible for the over-all completeness by making sure all welding points are targeted, welded, sealed, check measurements, monitoring of gaps, flushness, dents and monitor repairs of units failing the QC checklist, before transferring to the painting department.

BANK APPRAISER / FARM TECHINCIAN / LOAN CLERK
LOANS DEPARTMENT
APRIL 7, 1997 TO FEBRUARY 1, 1998
FIRST UNITED FARMERS RURAL BANK, INC.
Santa Rosa Laguna Branch
Brgy. Balibago, Santa Rosa, Laguna,
Philippines

Duties and Responsibilities (Farm Technician / Loan Clerk)
1. Responsible in the processing and documentations of loans which pertains to Gintong Ani Program of farmers.
2. Responsible in supervising the farms of the farmer concerned until his loan is fully paid.
3. Responsible in making coordination with the crop insurance agency which pertains to the claims of farmer for destroyed crops.
4. Assist the loan officer in the processing and documentation of other loans offered by the bank.
5. Responsible for making sure that the loan proceeds will be used other than those indicated on the farm plan.
6. Perform other duties that may be assigned from time to time.

Duties and Responsibilities (Credit Investigator / Appraiser)

The main job duty of a property appraiser is to create a detailed report about the property that specifies the property’s value and the reasons why that value was given.

1. The appraisal process involves looking over the property and gathering specific information that will affect the value, such as special architectural features, environmental factors and the condition of the structure.
2. During the course of completing the appraisal a property appraiser may also
a. Take photographs
b. Research information
c. Take notes
d. Prepare reports
3. Part of the appraiser’s duty is to collect information as to the credit standing of the loan applicant, his credit history, and his character within the community in which he is a part of.

OFFICER IN CHARGE / LOAN OFFICER
FEBRUARY 1, 1998 TO MAY 31, 2001
FIRST UNITED FARMERS RURAL BANK, INC.
HEAD OFFICE
Brgy. Calios, Sta. Cruz, Laguna,
Philippines.

Responsibilities:
1. To review, analyze and based on the appraisal of land and/or improvements and other collateral, to recommend for approval or disapproval of loan application in accordance with bank policy, applications in connection with loan secured by equities in real estates.
2. To accept application of loans, interview applicants, evaluate collaterals or worth; reject or approve such applications; handle all matters in connection with loans.
3. Market all bank products.

Duties:

1. Supervises the processing of loan applications, credit investigations and appraisal of properties offered as collateral as well as the release of the approved loans.
2. Conduct interview of loan applicants.
3. Supervises the preparation of rediscounting applications with BSP and LBP in connection with the bookkeeper and / or accountant of the bank.
4. Prepare job assignments of appraisers and credit investigators.
5. Follow-up loan payment and collection of past due account.
6. Perform other duties that may be assigned from time to time.

BRANCH MANAGER
JUNE 1, 2001 TO NOVEMBER 30, 2017
FIRST UNITED FARMERS RURAL BANK, INC.
San Pablo City Branch
#12 Pedro Paterno St.,
San Pablo City, Laguna,
Philippines.

Responsibilities:
1. Plan, organize, coordinate and control all the financial and administrative activities of the bank and to direct and supervise the detailed operation of the bank.
2. Established and maintain an adequate system, provide periodic financial and operating statements, and prepare budgets as prescribed by the Board of Directors.
3. Define the work procedures of all employees, provide them with training, supervise their day-to-day work assignments and evaluate their performance.
4. Market all bank products

Duties:
1. Recommend the approval or disapproval of loan application in excess of his/her loan limitation to the appropriate credit committee.
2. Ascertain that all books of accounts are up-to-date and in balance.
3. Approve all tickets and proof sheets before they are posted to the books and ledgers.
4. Sign or countersign checks or demand drafts when authorized by the Board of Directors.
5. Ascertain that an effective internal control system is adopted and maintained in order to prevent errors and manipulations.
6. Supervise the grant of loans as well as follow up the collection of matured accounts, either in writing or in person and see to it that the past-due loans, if any, are negligible.
7. Got to fieldwork to determine the actual credit needs of borrowers and actual conditions in the locality.
8. Recommend to the President the approval of payrolls as well any disbursement for expenditures and release of loan proceeds as approved by the approving authorities.
9. Ascertain that all exceptions noted in the examination of the books and operations conducted by the BSP are corrected in accordance with BSP recommendations.
10. See to it that all reports are prepared and submitted on time to the BSP, Board of Directors and other regulatory bodies.

ASSETS ACQUIRED OFFICER
DECEMBER 1, 2017 TO PRESENT
FIRST UNITED FARMERS RURAL BANK, INC.
EXECUTIVE OFFICE (Office of the President)
Santa Rosa Commercial Complex,
Brgy. Balibago, City of Santa Rosa, Laguna 4026
Philippines.

Duties & Responsibilities:
1. To handle filing of foreclosure of secured delinquent accounts of the bank.
2. To monitor and update the following as mandated by the Bangko Sentral ng Pilipinas:
a. legal reserves for foreclosed properties
b. monitor of payment of real property taxes
c. monitor posting in the books for;
i. depreciation of properties,
ii. impairment loss if any
3. To maintain a record of all the documents / securities of the acquired assets
4. To offer for sale all acquired assets of the bank
5. To prepare documents pertaining to;
a. Sale of properties through;
i. Cash Sales
ii. Sales Contract Agreement
b. Redemption of properties.
6. All other duties that may be assigned by the President of the bank.

BOARD OF DIRECTOR
AUGUST 1, 2014 TO PRESENT
MATER DEI SCHOOL OF SANTA ROSA
Zavalla Village 2, Brgy. Market Area,
City of Santa Rosa, Laguna 4026
Philippines.

EDUCATION TERTIARY:
COLEGIO DE SAN JUAN DE LETRAN DE CALAMBA
BRGY. BUCAL, CALAMBA CITY, LAGUNA
BACHELOR OF SCIENCE IN COMMERCE MAJOR IN MANAGEMENT
June 1989 to March 1994
SECONDARY:
HOLY ROSARY ACADEMY
BRGY. TAGAPO,
STA ROSA, LAGUNA
HIGH SCHOOL DIPLOMA
June 1988 to March 1989
PRIMARY:
CANOSA SCHOOL
STA ROSA, LAGUNA
GRADE SCHOOL DIPLOMA
June 1984 to March 1985
PRE-SCHOOL:
CANOSA SCHOOL
STA ROSA, LAGUNA
PRE-SCHOOL DIPLOMA
June 1978 to March 1979
TRAININGS AND SEMMINARS Certificate in Appraisal

“32nd Comprehensive Real Estate Appraisal Seminar”

Conducted by:
The Institute of Philippine Real Estate Appraisers (IPA)
April 30th 1997 at Asian Institute of Management (AIM)
Paseo de Roxas, Makati City, Philippines

Certificate of Completion

“Basic Rural Banking Course”

Conducted by:
Bangko Sentral ng Pilipinas Institute (BSPI)
December 1-12, 1997 at BSP Institute
Bangko Sentral ng Pilipinas

Certificate of Participation

“Seminar/Workshop on LBP’s Environmental Requirements” (Per DENR DAO 96-37)

Conducted by :
Landbank of the Philippines (LBP)
April 23, 1998 at LBP Multi-Purpose Hall,
Sen. Gil Puyat Ave., Makati City, M.M.

Certificate of Completion

“Credit Administration”

Conducted by:
LBP Countryside Development Foundation, Inc.
Sept. 1-3, 1999 at Philippine Village Hotel, Pasay City,
Philippines

Certificate of Participation

“Seminar on Remedial Management”

Conducted by:
Landbank of the Philippines
Sept. 8-10, 1999 at Crown Peak Garden Hotel,
Subic, Olongapo City, Philippines

Certificate of Completion

“Loan Officer’s Advancement and Development Program (LOAD)”

Conducted by:
Academy for Banking in the Countryside,
Rural Banker’s Research and Development Foundation Inc.
in cooperation with
Rural bankers Association of the Philippines and the
German Development Cooperation / Project:

Linking Banks and Self Help Groups in the Philippines
December 08, 1999 at Development Academy of the Philippines,
Tagaytay City, Philippines

Certificate

“Training Program on Environmental Impact Assessment for the
Banking Industry”

Conducted by: Landbank and GAIA South, Inc,
March 28-30, 2000 at Tiara Oriental Hotel, Makati City

Certificate of Completion

“Rural Bank Managers Advancement Course”

Conducted by:
Academy for Banking in the Countryside,
Rural Bankers Research and Development Foundation &
Rural Bankers Association of the Philippines (RBAP)
July 03 to 08, 2000 at Royal Palm Hotel, A. Mabini St.,
Ermita, Manila

Certificate of Completion

“Loan Delinquency Management”
“Developing the Culture of Zero Tolerance on Past Due Loans”

Conducted by:
Rural Bankers Association of the Philippines (RBAP)
Rural Banker’s Research and Development Foundation Inc.
in cooperation with
Microenterprise Access to Banking Services (MABS)
May 31, 2002 at Pearl Manila Hotel, Gen. Luna St., Cor.
UN Ave., Ermita, Manila.

Certificate of Completion

“Supervisory and Leadership Skills Training”

Conducted by:
Landbank Countryside Development Foundation Inc.
October 3 to 4, 2002 at The Silver Place Hotel, Makati
City, Philippines

Certificate of Attendance

“ROPOA Management Seminar”

Conducted by:
Confederation of Southern Tagalog Rural Bankers (CSTRB)
and
Development Finance Institute (DFI)
Feb 25, 2003 at DFI Training Center, Makati City Phil.

Certificate of Completion

“RBAP-MABS MICROFINANCE SEMINAR FOR SENIOR MANAGEMENT”

Conducted by:
Rural Bankers Association of the Philippines (RBAP)
Rural Banker’s Research and Development Foundation, Inc)
(RBRDFI)
Mincroenterprise Access to Banking Services (MABS)
U.S. Agency for International Development (USAID)
Mindanao Economic Development Council (MEDCO)
Nov. 03, 2003 at RBAP Bldg., A. Soriano Ave., Intramuros,
Manila

Certificate of Completion
“Module II : Market Research of MABS Approach”

Conducted by:
Rural Bankers Association of the Philippines (RBAP)
Microenterprise Access to Banking Services (MABS)
Associated Resources for Management & Development,
Inc. (ARMDEV)
Jan. 22 to 24, 2004 at RBAP, Intramuros, Manila

Certificate of Completion

“Module III: Product Development of MABS Approach”

Certificate of Completion

“Module IV: Loan Administration and Management of MABS Approach”
Conducted by:
Rural Bankers Association of the Philippines (RBAP)
Microenterprise Access to Banking Services (MABS)
Associated Resources for Management & Development,
Inc. (ARMDEV)
Mar. 15 to 19, 2004 at RBAP, Intramuros, Manila

Certificate of Attendance

“Advance Appraisal and How to Detect Fake/Spurious Titles”

Conducted by”
Bankers Institute of the Philippines, Inc. (BAIPHIL)
June 26, 2004 at Riverview Resort & Conference Center,
Calamba City, Laguna

Certificate of Completion

“CORPORATE GOVERNANCE AND RISKMANAGEMENT FOR RURAL
BANK DIRECTORS”

Conducted by:
Rural Bankers Association of the Philippines (RBAP)
Rural Banker’s Research and Dev. Foundation, Inc.
Nov. 05, 2004 at RBAP, Intramuros, Manila

Certificate of Participation

“RBAP-MABS MICROFINANCE REFRESHER COURSE”

Conducted by:
Rural Bankers Association of the Philippines (RBAP)
Microenterprise Access to Banking Services (MABS)
Nov. 15 to 17 , 2004 at Lotus Garden Hotel, A. Mabini cor
Padre Faura Sts., Manila

Certificate of Attendance

“Luzon Microfinance Supervisors’ Forum”

Conducted by:
Rural Bankers Association of the Philippines (RBAP)
Microenterprise Access to Banking Services (MABS
February 17 -18, 2005 at Lotus Garden Hotel, Manila

Certificate of Participation

“RBAP-MABS MICROFINANCE REFRESHER COURSE”

Conducted by:
Rural Bankers Association of the Philippines (RBAP)
Microenterprise Access to Banking Services (MABS)
Associated Resource for Management and Dev. Inc.
(ARMDEV)
Jan. 23 to 25 , 2006 at Orchid Garden Suites, Malate,
Manila

Certificate of Completion
“FUNDS MANAGEMENT”

Conducted by:
Rural Bankers Association of the Philippines (RBAP)
Rural Banker’s Research and Development Foundation
Inc.
May 10, 2007 at RBAP, Intramuros, Manila

Certificate of Attendance

“National Forum”

Conducted by :
National Lively hood Support Fund (NLSF)
September 28, 2007
Diosdado Macapagal Hall, Landbank Plaza,
Malate Manila
Certification

“Anti-Money Laundering Act of 2001 (AMLA), as amended, and its Revised Implementing Rules and Regulations (IRRs)

Conducted by:
The Anti-Money Laundering Council and
Laguna Rural Banks Compliance Officers Federation
August 29, 2014
Max’s Restaurant, Monte Vista Resort, Calamba City, Laguna

Certificate of Completion

“Basic to Advance Appraisal Seminar”

Conducted by:
FIRST UNITED FARMERS RURAL BANK, INC.
October 08, 2016 at FUFRBI Board Room,
Sta Rosa Commercial Complex,
Brgy. Balibago, City of Sta. Rosa, Laguna

Certificate of Completion

“ANTI-MONEY LAUNDERING (MLPP)”

Conducted by:
FIRST UNITED FARMERS RURAL BANK, INC.
June 02, 2017 at FUFRBI Head Office,
Brgy. Calios, Sta. Cruz, Laguna

AWARDS / RECOGNITION Employee of the Year 2017
“2nd Highest Performance on Marketing of Loans for the Year 2017”
“3rd Highest Performance on Marketing of Deposits for the Tear 2017”
REFERENCES ATTY. MYRNA PACALA
CPA / LAWYER
PACALA LAW AND ACCOUNTING OFFICES
09178117642

MR. ERNESTO MANE
CHAIRMAN OF THE BOARD
Rural Bank of Mabitac,
Mabitac, Laguna
(049) 561-2117
JOSE HUBERT L. REBONG
APPLICANT

Jose Hubert L Rebong Manager