Experience

CHINA BANKING CORPORATION

P. Burgos St., Batangas City
Consumer Banking Group – Batangas Center

Marketing Officer                                   February 2013 to Present

Assists the Center Head in managing the Auto Loan products of the Group particularly on pricing and general packaging. Supervises the activity of the Team which includes networking, account solicitation, evaluation and processing, recommendation, loan implementation and other related account management functions. Liaises, develops and maintains business relations with auto dealers.

·           Markets CBG Auto Loan, as well as other facilities of the Bank, with the primary objective of enhancing the Bank’s profitability.

·           Maintains business relationships with individuals, auto dealers and salesmen and assists in the Center Head in meeting clients and participates in the discussion of credit proposals.

·           Supervises the packaging, processing and recommendation of accounts in accordance with the Group’s systems and procedures and in line with the Bank’s credit criteria.

·           Coordinates closely with the Operations Division of the Group to ensure completeness and correctness of documentary requirements and instructions on loan releases of approved credit facilities.

·           Coordinates with other units, whenever necessary, for the proper implementation of the loan and other related transactions such as deposit account opening, legal requirements and the like.

·           Supervises the over-all management of existing loan accounts including accommodation of special requests, amendments, collection assistance, and the like.

·           Participates in the development and implementation of the marketing plans and strategies of loan products.

Senior Marketing Assistant                September 2009 to January 2013

Marketing Assistant 2                         February 2004 to August 2009

·           Markets the product lines of Consumer Banking Group (including auto, housing and salary loans) and other related products and services of the Bank through regular/occasional visits to car dealers and sub-dealers, and subdivision developers and real estate brokers.

·           Interviews and conducts internal and external checking on Auto, Real Estate and Salary Loan applications received by the Center.

·           Performs financial computations and analyses of auto, housing and salary loan applications.

·           Prepares simple to complex loan recommendations, loan letter agreements, and other correspondences necessary for the implementation of the loan.

·           Performs the duties/functions of the Credit Investigator, Appraiser and Operations Assistant in their absence.

Batangas City Branch

Loans & Foreign Assistant         May 1996 to February 2004

·           Performs the Credit Investigation on the client by doing internal and external checking in coordination with other banks, some credit bureaus and other resources.

·           Conducts appraisal of property/ies for secured loans, then prepares the necessary Appraisal Report.

·           Prepares the Loan Recommendation and Loan Renewals for expiring facilities.

·           Prepares the necessary agreements and required contracts for signing of the clients, notarization and legal processing (i.e. registration of the Real Estate Mortgage with the Registry of Deeds and Encumbrance of the Vehicle Certificate of Registration with the Land Transportation Office) prior to the release of the loan.

Education

University of Santo Tomas          1989 to 1993

España, Manila

Bachelor of Science in Mathematics Major in Actuarial Science

Seminars Attended

September 29, 2015                  AMLA E-Learning

March 26, 2015                          FCBS Loans Course

July 24, 2012                              Negotiable Instruments Law & LANAF

June 20 – August 10, 2012         Supervisory Development Program

Personal

Age:                                          46

Birthdate:                                  June 03, 1972

Citizenship:                               Filipino

Religion:                                    Catholic

Civil Status:                                   Married