Education

2001-2007 Bachelor of Industrial Technology: Major in Electrical Technology at Sultan Kudarat Polytechnic State University | Isulan. Sultan Kudarat | Philippines | 2007 Bachelor of Industrial Technology: Major in Electrical Technology Cum Laude Graduate

Cum Laude Graduate

Experience

November 2017 – Present Date Senior Consultant or Senior Analyst/Deputy Team Lead/Trainer at KYC Services (Risk and Forensics) - Financial Crime Unit at PwC Consulting Philippines

• Share extensive experience in providing functional consulting or business analysis of AML and KYC
• Support KYC, CDD, EDD, and AML Compliance functions
• Review company policies against best practices to better understand level of compliance.
• Provide detailed, understandable risk and compliance concepts to key stakeholders.
• Completes day-to-day project deliverables by following the PwC’s Global AML methodology. It covers the requirements related KYC, Sanctions, all other laws and regulations and requirements designed to detect and prevent financial crime, money laundering, fraud and terrorism.
• Conducts testing and review to assess people and process in adherence to policies and best practices as well preferably can review and test of AML risk-located tools and monitoring systems
• Identifies AML or other risk implications connected with existing as well as new products, systems, procedures and emerging risk areas
• Good understanding with the AML regulations, industry trends, red flags, typologies, Client periodic review processes and procedures, client risk rating , PEP.
• Have experience of managing small team.
• Have a great eye for detail and maintain high confidentiality.
• As FATCA and CRS Analyst – work closely with clients and internal team members in implementing various FATCA and CRS services offered.
• Ensure client, internal FATCA and CRS requests are resolved in a timely manner.

June 2014 – November 2017 Senior Analyst/Assistant Manager (Individual Contributor) KYC/ Know Your Customer/FATCA Services at HSBC Bank Philippines /HSBC electronic Data Processing (Philippines), Inc.

• Adhered strictly to compliance and operational risk controls in accordance with the bank and regulatory standards including US Patriot Act and Bank Secrecy Act requirements, internal policies and practice; reports control weaknesses, compliance breaches and operational loss events.
• Assisted in production and distribution of relevant Management Information to both business and KYC Utility Management
• Liaised with business areas as required and provided advice on the requirement for supporting documentation and information necessary.
• Performed researched via internal and external resources, gather and analyze documentation in accordance with regulatory CIP/KYC requirements.
• Undertook all World Check/OFAC Checks.
• Sound knowledge and has strong background of the wide range, and complex variety, of Fund (Umbrella, Hedge, Sub-funds, Pension Funds, Trusts and the like) and Corporate structures under HSS (HSBC Securities and Services)
• Recommend/undertake further due diligence where required. Refer adverse findings to Compliance for and the business. Ensure a conclusion is reached with regard to risk, additional due diligence or exit. • Undertake reviews of extended due diligence to assess risk. Provide comments and escalate to compliance for agreement and approval.
• Provide cover for other Analysts including PATRIOT ACT Certificate reviews and renewals, etc.
• Ensure documents are indexed and loaded in the document image system.
• Updating KYC profiles in accordance with the Group Policy, obtaining documents as required from the client/ relationship manager and undertaking due diligence.
• Supporting KYC requirements for Global Banking & Markets and Commercial Banking for customers, across multiple business lines, ensuring AML Regulations and HSBC policies and procedures are fully implemented.

April 2010 – May 2014 Customer Service/Risk Management/Fraud Analyst (Credit Card Services) at JP Morgan Chase Bank Philippines

• Carried out fraud investigation specially related to the fraudulent activity on the customer’s account/merchant establishment.
• Performed research on account with disputed amounts for resolution.
• Monitored and identified patterns with fraudulent activities.
• Evaluated effectiveness of fraud detection systems and strategies.
• Received incoming and made outgoing calls to resolve fraudulent transactions on an account