Experience
CAREER OBJECTIVE My goal is to achieve the highest level as a professional Banker, Financial Analyst & Credit Analyst.
MY LINES Besides my banking career, my passion is Financial & Credit analysis. I believe in professionalism, punctuality, discipline, limitations and value adding endeavor.
PROFESSIONAL ATTAINMENT
Passed CFA Level 1, June 2017 (CFA Institute, USA)
DAIBB & JAIBB (Institute of Bankers Bangladesh)
Financial Modeling Masterclass (Professional Finance Studies)
ACADEMIC ATTAINMENT
2011 EMBA
CGPA 3.38 out of 4.00
Bangladesh University of Professionals, Mirpur Cantonment, Dhaka.
2006
(Held in 2007) BBA
CGPA 3.12 out of 4.00
Islamic University, Kushtia.
2001 HSC
Science Group, First Division. 64.10%
Kushtia Government College, Kushtia.
1999 SSC
Science Group, First Division. 76.90%
Kushtia Zilla School, Kushtia.
CAREER TRACK
(01.01.2016 to Till Date) : Have been working as Executive Officer in “Standard Bank Ltd.” Mirpur Branch from 22 August 2016 to till now & Jan 2016 to 21 August 2016 at Principal Branch;
Responsibilities: # Analyzing Credit worthiness of new & existing borrower (Through Industry Analysis, Company Analysis i.e. Financial Statement Analysis, factory visit, interview with management , supplier & major customers, and comparable peer company analysis).
# Preparation of Credit Proposal to get HO sanction.
# Loan Documentation & Disbursement as per HO Sanction Advice.
# Follow up of loan repayment & recovery.
# Submission of all statement relating to credit dept. to HO & Bangladesh Bank.
# Responsible for all credit related tasks and assignments under direct supervision of Branch Manager.
(11.03.2013 to 31.12.2015) : Had been working as Senior Officer at “Standard Bank Ltd.” Principal Branch, from 10.06.2015 to 31.12.2015;
Responsibilities: GB Front desk & Credit desk.
& had been working as Senior Officer in “Standard Bank Ltd.” Head Office, Financial Administration Division from 12.03.2012 to 09.06.2015 ;
Responsibilities: Major responsibility:
1. Preparation of SBS-1 Supplementary Statement Monthly (within 7th day of next month) for Bangladesh Bank.
2. Preparation of SBS-1 Details Statement Monthly (within 25th day of next month) for Bangladesh Bank.
3. Preparation of Sector Wise Deposits Statement Monthly (within 30th day of next month) for Bangladesh Bank.
4. Preparation of NBR Deposits Statement Monthly (within 30th day of next month) for Bangladesh Bank.
5. Preparing Office Note & post facto approval for different expenditure of branch as per application from all branches.
Others responsibility: (combine with others member of Dept.)
1. Checking Salary Statement of Head Office & All Branches Monthly.
2. Preparation of Income Tax Statement for the employees yearly (Return as U/S-108)
3. Entries in Stealer regarding monthly depreciation, deferred expenditure & other closing entries as when required.
4. Responding different kinds of entries and posted in Head Office.
5. Assisting others regarding SBS-2 statement (quarterly) for Bangladesh Bank.
6. Entry & editing in PF Software as when required.
7. Preparation of PF statements of all employees yearly.
8. Preparation of all other statements as & when required.
9. Assisting, checking & verifying (the proof copy) in preparation of Annual Report of SBL
10. To assist the In-charge, FAD for performing his different jobs as when required.
11. Posted different kinds of Voucher (Debit/Credit) as per requirements.
12. Preparation of Chalan of different VAT to Deposit into Bangladesh Bank.
13. Communicating with Bangladesh Bank, different division of H/O, all branches & other related offices regarding all above task.
(11.03.2012 to 10.03.2013) : Had been working as Probationary Senior Officer in “Standard Bank Ltd.” Financial Administration Division, Head Office.
Responsibilities: Financial Reporting to Bangladesh Bank.
(02.02.2010 to 08.03.2012) : Had been working as Executive HR in “Silva Pharmaceuticals Ltd.” Human Resources Division, Head Office.
Responsibilities: HRD desk officer; Recruitment, Selection & appointment, Attendance management, Keep leave records (Hard & soft), Salary management, Allocation of Motorcycle to field forces, Allocation of other logistic support to employees, Expenses calculation of sales employees, Employee information updating to software, Performance evaluation, Motivation, Notice prepare and Holiday Circular, Mobile bill management , Developing administrative and HR policies situation basis.
(01.07.2009 to 31.01.2010) : Had been working as Management Trainee (Production, IE, QA, Store, Cutting, Commercial and Merchandising Department respectively) at “FCI (BD) LTD”.
(16.11.2008 to 30.06.2009) : Had been working as Admin Executive at “NETEXBD LTD”.
Responsibilities: To assist CEO for administrative & HRD related task, Maintain Accounts., Perform Banking Transaction, Lunch & Snacks maintenance, Perform day to day HR & Admin activities proactively, Assisting for recruitment and selection, Assisting for formation of Company HR policy and implementing the same, Assisting for Leave & attendance Administration.
(05.06.2008 to 15.11.2008) : Had been working as Administrative Officer at “Activate Bangladesh Foundation”.
Responsibilities: To assist CEO for administrative & HRD related task.
MAJOR PROFESSIONAL TRAINING AND WORKSHOPS
Area of Training & Institutions
Duration & Year
Foundation Training of 7th batch PSO, at SBLTI
06 Weeks 2012
Managing NPL ; at SBLTI
02 days 2013
VAT & Tax Training; at VAT & Tax Institute
03 days 2014
Communicative English In Banking; at SBLTI
03 days 2014
Loan Classification & Provisioning; at SBLTI
02 days 2015
Capacity Building for Credit Operation; at SBLTI
(05+05)=10 days 2016
Credit Risk Management, at Bankers Association of Bangladesh
04 Days 2016
Management of Non-performing loan, Suit Filing Procedure & Techniques of Suit Settlement; at SBLTI
02 days 2016
Banking Laws & Practices; at SBLTI
03 days Jan-2017
Workshop on “Analysis of Financial Statement”
01 day Jan-2017
Workshop on “Credit risk Grading”
01 day Jan-2017
Workshop on “Rural, Agriculture & Agro-Based Business Financing
03 days Oct-2017
Workshop on “ISS Reporting”
01 day Feb-2018
Advanced Course on Banking (Level -1); at SBLTI
05 days Nov-2018
COMPUTER SKILLS
· Attended “Financial Modeling Masterclass” at Professional Finance Studies, Panthapath.
· Good commend in MS Office-2003, 2007, 2010 & 2013 (MS Word, MS Excel, MS Power Point)
· Internet utilities (Email, Browsing etc.)
· Expert user of Organizational Core Software (“STELAR” at Standard Bank Ltd. & “Dreamapps” at Silva Pharmaceuticals Ltd.)
EXTRA CURRICULAR ACTIVITIES
· Infrequent Blood Donor (Blood group : O+Ve)
· Theater Artist (Bodhon Theater, Kushtia, 2003-2007)
· Co-editor of “IU Pen” Magazine, published at 2003-2004.
INTERESTS
Reading books, playing crickets, travelling to beautiful places, listening music & watching movies.
LANGUAGE PROFICIENCY
Capable of reading writing and speaking fluently both in Bengali & English.
PERSONAL INFORMATION
Father’s Name
:
Md. Oliur Rahman.
Mother’s Name
:
Mrs. Romechha Begum.
Date of Birth
:
June 22, 1984
Gender
:
Male
Marital Status
:
Married
Nationality
:
Bangladeshi
Religion
:
Islam
Permanent Address
:
07, Ambika Charan Mukharji Road, Thanapara, Kushtia-7000.
Current Location
:
H # 10, R #6/1, Block # B, Sec #12, Mirpur, Dhaka -1216.
REFEREES:
Reference: 01
Reference: 02
Name
:
Md. Nafeez Al Tarik, CFA, FRM
Md. Amzad Hossain
Organization
:
Asian Tiger Capital Partners Asset Management Limited
Bangladesh Securities Exchange Commission
Designation
:
Managing Director & CEO
Ex. Commissioner
Address
:
Celebration Point (5th Floor), Plot-3, Road-113/A, Gulshan-2, Dhaka-1212
Sher-E-Bangla Nagar, Dhaka, Bangladesh.
Phone: 880-2-9568101-2,
Phone (Off.)
:
9561525
Phone (Res.)
:
01916566265
NA
Mobile
:
01916566265
01730028682
E-Mail
:
[email protected]
Relation
:
Academic, Mentor at Professional Finance Studies.
Family Friend
Md. Uzzal Hossain Date: 5 February, 2020