SHEENAL SHIVANANDINI CHAND

PERSONAL DETAILS: 12th October 1988

PHONE: (+679)7601561/ (+679)8414779

POSTAL ADDRESS: P. O. Box 910, Lautoka

CITIZENSHIP: Fiji Islands

EMAIL ADDRESS: [email protected]

CAREER OBJECTIVE:

To seek a challenging career opportunity with excellent professional growth potential.

WORK EXPERIENCE:

23rd September 2019 till date: Fijian Competition and Consumer Commission: Senior Accountant

·         Manage day to day activities of Finance Team;

·         Writing Papers (memos, Flying Minutes, Tender Papers and Board Papers);

·         Managing month end process including reviews and GL reconciliations;

·         Preparing monthly financial reports and quarterly acquittals;

·         Review of statutory submissions such as Taxes, FNPF and FNU Levy;

·         Conduct refresher trainings on Finance Policy;

·         Supervise internal and external audit process;

·         Preparation of Financial Statements;

·         Assist Manager Corporate and Finance in preparation of Budget;

·         Acting Manager and Corporate Finance in Dec 2019.

Dec 2016-20th September 2019: HFC Bank-Credit Analyst

·         Undertake risk assessment analysis on lending proposals submitted.

·         Analyse and identify issues and emerging trends and provide timely and accurate forecasts and corrective action (where applicable);

·         Identify and recommend opportunities for business improvement through awareness of emerging market trends and segments;

·         Develop models of credit information to predict patterns & trends and quickly identify adverse variances;

·         Staying informed about the legal compliance and market risk related issues involved in the approval of a credit;

·         Assist in building financial/ non-financial models to assist in the conceptualization of strategy at a practical application within the business unit;

·         Adopt a sound system for managing credit risk – loans should be granted on a sound and collectible basis;

·         Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity;

·         Support decision to General Manager Credit by providing insight through the development of analysis and where applicable, spreadsheet modelling and stress testing of credit portfolio, P&L statements /Balance sheets/Cash Flows to aid both growth and risk management for the Banks business – Credit;

·         Compilation and provision of Business Unit Board Papers;

·         Ensure compliance with internal and external regulations.

Dec 2015-Nov 2016: HFC Bank-Team Member Credit Administration

·         Preparation of Letter of Offer;

·         Settlement to Inward/Outward/ Redraw/ Revolving requests & Quality Assurance of Applications;

·         Attend to clients Account reviews;

·         Attend to all reports and reconciliations for Credit Administration Team;

·         Filing & Records Management.

Aug 2013-Nov 2015: Tourism Fiji-Regional Accounts Officer

·         Check and certify all regional office supplier invoices once they are received for payment;

·         Preparing payment vouchers and forwarding it to Regional Accountant for verification;

·         Send copies of Payment vouchers to respective regions for their updates and records;

·         Keeping records of projects/ Campaigns done from TF Regional offices

·         Keep track of:

o    total amounts budgeted for each campaigns; o Allocations that are used for each campaigns;

o Payments that are done in regards to these campaigns should be within the budgeted amount;

o Amount spent and the balance of funds left on each Campaign-this is to ensure that we do not overspend and are within the budget;

·         Maintaining proper records of payments, Creditors and Contracts;

·         Preparing TF regional office Creditors Reconciliation on a monthly basis;

·         Preparation of prepayments and Accruals listings;

·         Intercompany and staff advance reconciliation for TF Regions;

·         Maintaining Fixed Asset Register for TF regional offices;

·         Performing month end postings and assist Regional Accountant in preparation of Bank Reconciliation on a monthly basis;

·         Monthly review of General Ledger Accounts;

·         Assisting Regional Accountant to complete the financial accounts for all regional offices before the due dates;

·         Attending to auditor queries during financial audit;

·         Attending to any other task requested by Regional Accountant, Head Office Accountant and Chief Financial Controller.

Oct 2010 –Aug 2013: Punja & Sons Limited- Accountant [subsidiary Companies-Universal Printing Press Limited/ Combined Manufacturers Ltd and Punjas Spice Ltd]

·         Carry out bank reconciliations on a monthly basis;

·         Attend to and resolve supplier queries;

·         Preparing Journal Entries, Profit & Loss account, Balance Sheet and manager’s reports on a monthly basis

·         Preparing overseas payments with adherence to RBF Protocols and Inland Revenue Department of Fiji regulations;

·         Reconciling general ledger accounts;

·         Maintaining Fixed Asset Register;

·         Checking local payments/statement reconciliations/ General Ledger Codes for Purchase order prior to order printing;

·         Vat Reconciliation;

·         Final Accounts Preparation;

·         Inventory Costing;

·         Intercompany Reconciliation;

·         Liaising with Internal/ External auditors during audit.

Apr ’10-Sept ’10: Punja & Sons Ltd-Assistant Accountant

Feb ’10-Mar 2010: Sharma Industries: Accounts Attaché

EDUCATION

THE UNIVERSITY OF THE SOUTH PACIFIC

Program: MCom in Professional Accounting

Date: Aug 2019 till date

INSTITUTE OF GOVERNMENT ACCOUNTS & FINANCE-NEW DELHI

Program: Government Accounting & Financial Management

Date: 6th Jan 2020-24th Jan 2020

THE UNIVERSITY OF THE SOUTH PACIFIC

Program: Post Graduate Diploma in Professional Accounting

Date: Sept 2016-Aug 2018

HFC BANK-In-house Training

–       Anti-Money Laundering

–       Financial Statement Analysis

–       Acts

–       Regulatory Changes in Banking.

VT SOLUTION TRAINING ACADEMY

Microsoft Excel 2010-Advanced

Dates: 11th & 12th August 2014

FIJI NATIONAL UNIVERSITY

Program: Internal auditing for ISO 9001:2008-Quality Management System

Date: 9th June 2012

PUNJA & SONS TRAINING

Planning & Organising Training

Date: 10th March 2012

PUNJA & SONS TRAINING

Self-Motivation Training

Date: 11th May 2011

UNIVERSITY OF FIJI

ID: SO70368

Program: Taxation Law and Practice

Semester 1 Year: 2011

Dates: 21st Feb 2011-18th June 2011

UNIVERSITY OF FIJI

ID: SO70368

Program: Law of Association

Semester 1 Year: 2011

Dates: 25th July 2011-30th November 2011

UNIVERSITY OF FIJI

ID: SO70368

Program: Bachelor of Commerce degree majoring in Accounting & Economics-

Completed 24 Units

Year: 2007-2009

JASPER WILLIAMS HIGH SCHOOL

Fiji Seventh Form Examination

Subjects studied: English, Mathematics, Accounting, Economics & Computer Studies.

Year: 2006

Fiji School Leaving Certificate Examination

Subjects studied: English, Mathematics, Accounting, Economics & Computer Studies.

Year: 2005

Fiji Junior Certificate Examination:

Subjects studied: English, Mathematics, Accounting, Economics, Basic Science, Social Science and

Hindi

Studies

Year: 2003

COMPUTER KNOWLEDGE

·         Microsoft Applications

·         BAAN and Horizon (ERPLN)

·         MYOB

·         E-views

·         ULTRACS

HOBBIES

·         Computers, Internet Surfing

·         socializing with people

·         Traveling, Sight Seeing

·         Music

ACHIEVEMENTS/ EXTRA CURRICULAR ACTIVITIES

·         Recipient of Certificate of Commendation for Acting Manager Corporate and Finance role.

·         Member of HPO [High Performing Officer] programme at HFC Bank

·         Recipient if CEO Award-Operational Efficiency [Individual] 2018

·         First Aid Representative: Credit Team-HFC Bank

·         Part of Lending Taskforce Team-HFC Bank

·         Representing HFC Bank in Association of Banks in Fiji [ABIF] meetings

·         Recipient of Employee of the Month-November 2017

·         ISO representative: Punja & Sons Ltd

·         Inter House Math’s Quiz.

·         Cadets: 2003-2006

OTHER SKILLS

·         Strong/ Superior Communication Skills

·         Computer Literacy

·         Analytical Skills- evaluate reports and plans and can think critically

·         Ability to perform well with little or no supervision

·         Highly Detail Oriented: Organized

·         Team worker and Team Organizer

·         Ability to draw inferences and suggest recommendations based on independent conclusions

·         Personal and Interpersonal Skills- punctuality, honesty , respecting norms of organization and colleagues

·         Group 2 Driving License

REFEREES

Mr. Amit Sen

Manager Corporate & Finance

Fijian Competition and Consumer Commission

Email: [email protected]

Ph.: 9982890

Mr. Bimal Sudhakar

General Manager Credit

HFC Bank, Suva

Email: [email protected]

Ph: 9991249

Mr. Admond Chandra

General Manager Operations & Transformations

HFC Bank, Suva

Email: [email protected]

Ph: 9991339

Mr. Inoke Waqalevu

Manager Commercial Credit

HFC Bank, Suva

P. O. Box 125, Lautoka.

Email: [email protected]

Ph: 9991446

C E R T I F I C A T I O N:

I, the undersigned, certify that, to the best of my knowledge and belief, this CV correctly describes me, my qualifications and experience.

SIGNATURE: Schand

DATE OF SIGNING: