FRED MAINA MOSOTA-RESUME

P.0. BOX 57139-00200, +254722- 641-642

[email protected] or [email protected]

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PERSONAL DETAILS:

Date Of Birth
1st May 1979
Nationality
Kenyan
Languages
Fluent In English & Swahili
Telephone Contacts
+254 722641642
 

CAREER OBJECTIVE:

Apply my skills as a financial expert to a new challenge with a company focused on quality, dedication and ingenuity and help it achieve its objectives and positively touch lives of communities in which I work.

ACADEMIC QUALIFICATIONS:

YEAR
INSTITUTION
AWARD & QUALIFICATION
1999-2004
Kenyatta University
BCOM(Accounting) Second Class Honors(Upper Division)
1994-1997
Bonyunyu Secondary
KCSECertificate:Grade B + (PLUS)
1986-1993
Ikamu Primary
KCPE Certificate: Grade  (496/700)
 

PROFESSIONAL COURSES

June, 2014: Certified Public Accountant – CPA SEC III KASNEB. Currently Pursuing CPA SEC IV

WORK EXPERIENCE:

August 2015 to October 2018: AGRICULTURAL FINANCE CORPORATION LIMITED

BRANCH MANAGER

Origination, assessment and approval/recommendation of loans
Coordinate the loan recovery process
Coordinate the preparation and implementation of the annual plans and budgets for the branch
Ensure periodic reports are prepared for purposes of monitoring and evaluation of branch performance
·         Represent the Corporation at various stakeholders forums so as to market the AFC products for improved customer base;

·         Setting of performance targets and review of branch staff performance and administration of the branch.

July 2014 to July 2015: FAULU MICROFINANCE BANK LTD

BRANCH MANAGER

Growth  of asset and liabilities book in the SME/Agribusiness/Real estates and other sectors
Recruiting new clients
Maintaining relationship for existing clients
Market intelligence i.e studying competitor products and market trends
Overseeing Branch administration and operations to ensure compliance and good customer service
Marketing & selling of bank products
Review of Credit proposals from the credit team to ensure quality asset book
Constant follow up of Non-performing loan book in conjunction with the credit team to keep the PAR at acceptable levels
May 2013 to June 2014: CREDIT BANK KENYA LTD

BRANCH MANAGER

Overseeing Branch administration and operations to ensure compliance and good customer service
Preparation of branch budget in line with the overall bank strategy
Marketing & selling of bank products
Review of Credit proposals from the credit team to ensure quality asset book
Constant follow up of Non-performing loan book in conjunction with the credit team
Recruiting new clients
Maintaining relationship for existing clients
Growth  of asset and liabilities book
Setting of targets and review of staff performance
 

21ST Feb 2012 to 2ND May 2013: CO-OPERATIVE BANK OF KENYA LTD

ACCOUNT RELATIONSHIP OFFICER-CORPORATE BANKING & TRADE FINANCE DEPARTMENT

Relationship management of clients
Financial analysis of corporate customers using credit skills, ration analysis; evaluation of parent support policies; judgment of management and strategy
Preparation of quality credit applications & monitoring of portfolio at risk
Ensuring compliance to bank credit policy & adherence to approval conditions
Evaluation & understanding of risks associated with individual transactions, borrowers & products
Monitoring of covenants and security requirements of facilities granted
Cross selling of other bank products such as mobile/internet banking, Insurance premium finance, credit cards, and guarantees among others.
1st Feb 2007 to Feb 2012: CO- OPERATIVE BANK OF KENYA

BUSINESS DEVELOPMENT OFFICER/MICRO CREDIT OFFICER

Identify potential clients/leads to sign for SME/SACCO/Micro loan facilities such as term loans, overdrafts, excesses, asset finance
·         Interviewing, analyzing and evaluating credit applications with emphasis on risks

·         Recommending credit applications to the branch credit committee & head office for approval

·         Disbursement of approved loans after security documentation

·         Monitoring of problematic loans & management of portfolio at risk

·         Developing other business & cross selling of bank products such as agency banking, credit cards, internet banking & Jumbo link

·         Provide feedback to the bank on market characteristics & competitor activities

Proactively market business lending & deposit opportunities from small & medium enterprises

·         Evaluation of credit application with emphasis on business, financial & market risk in line with the credit policy & procedures

·         Training & capacity building of self help group members

Key Achievements

Ø  I grew the loan book at Faulu from Kes87M to Kes 511M within a period of four months

Ø  In 2011, I turned around the SME loan book for my branch from a portfolio of zero to Kes90Million within a period of one year ranking it among the first 10 in the whole bank. I was promoted to position of Corporate relationship officer  as a result

Ø  In2013,I successfully championed the implementation of a new core banking system, BFUB  on behalf of my department

Ø  I grew the loan book at Credit Bank from Kes240Million to Kes570Million and reduced the PAR from 21% to 9%.

Ø  In 2009, I was ranked among the top five micro credit officers in the bank after disbursing loans worth Kes60Million against a target of Kes48Million.

Ø  I have received commendation letters from different team leaders whom I have worked with for driving business performance & mentoring other staff.

Ø  I was severally nominated as the Co-op customer champion in the various sparker sessions held in the bank

COURSES/SEMINARS ATTENDED.

§  Supervisory course offered by Co-operative Bank Management Centre

§  Management Development Skills-Leadership

§  Credit Level 1& 2

§  Risk Analysis by Culhane Consulting

PERSONAL INTERESTS

·         Sports: Soccer, Volleyball & Athletics, Reading newspapers, listening to music & socializing

PERTINENT INFORMATION

MAJOR STRENGTHS

·         Fast learner & excellent team player

·         Strong credit and analytical skills

·         Excellent interpersonal & communication skills

·         Passionate, highly motivated & energetic

REFEREES:

1. Ms. Grace Muhoro

Salaries & Remuneration Commision

P.O Box 48231-00100, Nairobi

E-mail: [email protected]

Cell phone: +254 721 672 570

2. Mrs.Wanjiku Kabiru

Head SME-Banking

Co-operative Bank of Kenya Ltd

P.O Box 48231-00100

E-Mail: [email protected]

Cell phone: +254 722- 832147

3. Mr. Philip Nzioki

Head Clearing Department

Barclays Bank Of Kenya

P.O. Box 40160-00200, NAIROBI

E-mail: [email protected]

Cell phone: +254 726 610222