SUMMARY
■ Around 13 years of working experience in Standard Chartered Bank ■ Currently working as the head of a department in a local renowned Bank ■ Worked on Payments functions, Financial Reporting, Regulatory Reporting Role in renowned multinational and local banks ■ To qualify only Strategic Level Case Study to become a CGMA ■ a Fellow Chartered Accountant (FCA) of ICAB ■ Articleship from ACNABIN, Chartered Accountants ■ BBA and MBA from University of Dhaka

CORE COMPETENCIES
§  Reengineer the work
§  Leadership skill
§  Dynamic thinker
§  Accounting, Auditing, compliance function
§  Honesty and dedication
§  Highly adaptable with changing technology
§  IT exposure
§  Prioritization to work
§  Communication & Interpersonal skill
§  Sustainable development
EXPERIENCES
A)    BRAC Bank Limited

BRAC Bank Limited, a publicly listed banking company engaged in banking services.

Head of Regulatory Reporting, Finance Division                                                     Nov 2019 – Present

§  Managing submission of regulatory returns to central bank

§  Co-ordinate with external auditors, internal auditors and central bank inspection team

§  Responding to central bank query

§  Providing required information to auditors

§  Providing response to observations raised by auditors

§  Preparation of process guidelines for every regulatory return

§  Building a disciplined planned structure in regulatory reporting team

§  Managing a team of 8 members

§  Ensure that the bank complies with all regulatory requirements

B)    Standard Chartered Bank

Standard Chartered Bank is a renowned multinational bank.

Senior Finance Manager, Financial Reporting                                                          Oct 2016 – Nov 2019

Finance Manager, Financial Reporting                                                                    Apr 2013 – Sep 2016

Finance Manager, Accounts Payable                                                                      Apr 2011 – Mar 2013

Assistant Finance Manager, Accounts Payable                                                         Apr 2007 – Mar 2011

Financial Reporting

§  Preparation and checking of accounting transactions and posting the transactions in GL

§  Preparation of trial balance;

§  Preparation of branch wise statement of affairs/Profit & Loss Account showing the branch wise operating results and financial position;

§  Preparation of various schedules of IFRS Pack for onward submission to SCB Group Management

§  Preparation of Country Exposure Report

§  Preparation of monthly indicative results

§  Calculation of AD Ratio

§  General Ledger Account Reconciliation

§  Collecting counterparty advise and coordinate with SCB Foreign Countries for resolving Management Reallocation (MR) Issues and complete the whole MR process

§  Participating projects like AXIOM for IFRS Pack automation and FA project on Actual Management Pack Automation.

Regulatory Reporting

§  Co-ordination for preparation of financial statements and preparation of summaries to present to the senior management

§  Preparation of regulatory returns/data for onward submission to central bank

§  Ensure that regulatory reports are submitted with compliance of regulatory guidelines

§  Co-ordination and ensuring that all the regulatory returns are prepared accurately and submitted within timeline

§  Responding to Bangladesh Bank query

§  Co-ordination with the business project managers and managing interest rate matrix circulation for deposit and lending products

§  Review whether interest rates offered on various banking products are in compliance with relevant central bank circulars

§  Co-ordination with group auditors, external auditors, Central Bank Inspection Team and Group Internal Audit

§  Managing key financial information for onward submission to award authority for achieving various awards like Asiamoney, Award, Euromoney Award, Finance Asia Award, The Bankers’ Award, Saadiq Award etc.

§  Circulating segment wise MIS relating to Good Borrower rebate provision and monthwise WPPF reconciliation with GL

§   Preparing segment wise statement of Interest Rate Spread

§  Building a robust reconciliation between regulatory returns and GL and among regulatory returns in order to ensure that accurate and required information is provided in the relevant returns

§  Reconciliation of customer wise loans and advances, Specific Provisions (SP) and Interest in Suspense (IIS) with general ledger

§  Proactive support to the business for their strategic planning

§  Participating in various Finance Projects, such as Retail Lending System (RLS), Integrated Financial Information System (IFIS), PSGL 8.9 implementation project etc.

Accounts Payable Functions

Responsible for managing a team of five members for doing the following activities:

§  Leading a team of five members

§  Receiving invoices from vendors regarding payments like premise rental, various type of procurements, staff claims settlement, car insurance claim settlement, final settlement of outgoing staffs, withholding Tax/VAT etc.;

§  Determining chart of accounts, Department Code to book the payment transactions, withholding Tax/VAT rate, mode of payment (i.e, pay order or direct transfer to bank account), calculation of net payable amount to vendors;

§  Preparation of payment vouchers and processing the payments through computerized system;

§  After processing payments, providing bank statements or pay order to vendors;

§  Preparation of item wise cost reports to make a variance analysis between actual and budgeted costs and find out the reasons for major variances;

§  Providing Tax/VAT certificate to customers;

§  Responding to customer inquiries by providing the required information and solving issues if any;

§  Perform clerical duties, such as maintaining filing and record systems relating to accounts payable unit, photocopying of invoices, Tax/VAT challans etc.;

§  Settlement of advances as given to staffs for overseas business travel;

§  Settlement of advances as given to external vendors before receiving final invoices;

§  Accounting for prepaid expenditure (For example, insurance premium is booked initially in prepaid account and charge to relevant cost account over the period);

§  Ensuring Compliance of Financial Control Policy (FCP) regarding Accounts Payable;

§  Reconciliation of GL Accounts related to Accounts Payable functions;

§  Preparation of staff perquisite data base;

§  Examine and verify accuracy of work and authorize routine payments, credits and other transactions;

§  Establish work schedules and procedures and coordinate activities among the team members;

§  Resolve work related problems as raised by the team members or other departments;

§  Training the team members in job duties and company policies;

§  Any other functions as required by Financial Controller/CFO;

§  Participating in various projects relating to payment functions.

C)    A. Qasem & Company (AQC), Chartered Accountants, Bangladesh.

AQC is a member firm of Ernst & Young Global Limited AHKC.

Assistant Manager, Audit & Consultancy                                                                 Feb 2007 – Mar 2007

Aziz Halim Khair Choudhury (AHKC), Chartered Accountants, Bangladesh.

AHKC is an exclusive correspondent firm of PKF International.

Assistant Manager, Audit & Consultancy                                                                 Jan 2006 – Jan 2007

Major Responsibilities

§  Leading the audit team for achieving the audit objectives

§  To select an effective audit team and to brief them about their audit assignment

§  To prepare organizational profile, audit strategy memorandum, risk analysis, internal control questionnaire

§  To identify nature and extent of analytical procedure and substantive procedure, to perform walk through test and select materiality level

§  To update audit program based on the nature, activities and financial involvement of the organization and to prepare operational flow

§  Supervise and review the work of the team

§  Review of working papers prepared by the team

§  Review of reports prepared by the team

§  To discuss with the management of the client about audit issues and observations

§  To present assignment to the Principal for reviewing audit report.

§  Preparation of proposals for audit, consultancy and other jobs on behalf of the firm;

D) ACNABIN, Chartered Accountants, Bangladesh.

Articled Student                                                                                                 Aug 2002 – Aug 2005

ACNABIN is a member of the global network of Baker Tilly International Ltd.

§  Conducted statutory and internal audit. Audit experience by industry: Bank & Financial Institutions 60%, Manufacturing 20%, NGO 20%.

§  Prepared audit plan, reviewed working files and supervised audit teams

§  Ensured compliance with relevant local laws and regulations

§  Drafted management report and auditors’ report on statutory accounts

EDUCATION
§  Fellow Member (FCA), The Institute of Chartered Accountants of Bangladesh,

§  Only Strategic Level Case Study to pass to become CGMA

§  BBA & MBA, Faculty of Business Studies, University of Dhaka, Bangladesh,