RESUME OF
MD REZAUL KARIM
Hayes & Haier Centre.
Road#7D, House#06
Sector-09, Uttara
Dhaka.
Contact No. :+88 01966602900,+88 01685-231196
E-mail address: [email protected]
__________________________________________________________________________________________
PROFESSIONAL OBJECTIVE : To be involved with responsible Accounting/ Financial/Auditing / Operational Management position, which allows challenges, learning and personal contribution towards organizational and personal development.
CAREER SUMMERY
Work with J R Chowdhury & Co as an articled student; conduct audit and accounting related assignment in various National and Multinational companies, NGOs, Govt. and other organization for a period of 03 years.
____________________________________________________________________________________________
PROFESSIONAL ACHIEVEMENTS
Partly qualified CA Professional stage (Application Level)
Qualified CA Professional stage (Knowledge Level)
Income Tax Practitioner (ITP)
PROFESSIONAL Experience : 03 years professional experience in Accounts, Finance & Internal Audit as per following:
Nature of Organization
Name of Organization
Nature of work
Bank, Insurance & Leasing Company
Grameen Bank
Grameen Bank Borrowers Investment Trust
Grameen Bank Superannuation fund
Annual Audit
Branch wise consolidation
Taxation service
Trading and Manufacturing Company
Atlas Bangladesh Limited
Grameen Communication
Grameen Distribution Limited
Grameen Telecom
BRAC Karnafuli Tea Company Limited
BRAC Kodala Tea Company Limited
BRAC Banskhali Tea Company Limited
Gulshan Spinning Mill Ltd.
Enterprise Development Company Limited(EDCL)
New Generation Construction Company Limited
P.N Composite Limited
Palli Bikash Food Products
Excel Freight System Limited
Annual Audit
Taxation Service
Internal Audit Service
Corporate Governance Service
University, College
ASA University Bangladesh (ASAUB)
Annual Audit
Taxation Service
Multinational Company
Nestle’ Bangladesh Limited
DSV Air & Sea Limited
GE Medical System Limited
On Time World Wide Logistics Limited
Annual Audit
Provident Fund Audit
Gratuity Fund Audit
Taxation Service
Developer Company
Sahlizer Properties Limited
Annual Audit
Taxation Service
NGOs,Non-profit concern
Bangladesh Rural Advancement Committee(BRAC)
Capacity Assessment
Annual Audit
Annual Audit
Taxation Service
Internal Audit Service
Fill up particulars of FD-4
BRAC- different projects:
Education Support Program(ESP)
Alive & Thrive Project
Northwest Crop Diversification Project
Char Development & Settlement Project-iv
Association for Community Development(ACD)
ORBIS International Bangladesh Funded by U.S.A
DFID,Shiree Funded Project
Dustho Sastho Kendra (DSK)
Palli Bikash Kendra (PBK)
Leonard Cheshire Disability Bangladesh (LCDB)Funded By UK
Local Authority & Autonomous Organization
Union Parishad under LGSP
Magura Palli Bidyut Samity
Jamalpur Palli Bidyut Samity
Annual Audit
Statutory Audit
Provident Fund Audit
Gratuity Fund Audit
PROFESSIONAL QUALIFICATION :
Partly Qualified CA Application Level from ICAB vides registration No- 21788/12 under session may-June’ 2015
Qualified CA Knowledge Level from ICAB vides registration No- 21788/12 under session Nov-Dec’ 2014.
Completed the course of Chartered Accountancy (CA CC) from J.R. CHOWDHURY & CO. Chartered Accountants, 21/2, Purana Paltan, Dhaka-1000 Vide Registration no.-21788/12 of The Institute of Chartered Accountants of Bangladesh.
EDUCATIONAL QUALIFICATION :
2009 Master of Business Studies (MBS) in Accounting
Department of Accounting.
Victoria College, Comilla Under
National University, Bangladesh
Result: First class (Average 71.40% marks obtained)
2008 Bachelor of Business Studies (Hons.) in Accounting
Department of Accounting.
Victoria College, Comilla Under
National University, Bangladesh
Result: First class (Average 64.95% marks obtained)
2004 Higher Secondary Certificate (Business studies)
Dr.Khandaker Mosarraf Hossain College, Daudkandil
Board of Intermediate and Secondary Education, Comilla
Result: GPA 3.60 out of 5.00 (Equivalent to 1st Division)
2002 Secondary School Certificate (Business studies)
China Mura L.N High School
Board of Intermediate and Secondary Education, Comilla
Result: GPA- 3.00 out of 5.00 (Equivalent to 1st Division)
OTHERS QUALIFICATION :
Income Tax Practitioner (ITP)
National Board of Revenue (NBR)
Member
Dhaka Taxes Bar Association
CURRENT CAREER HISTORY
AGM & Head of Accounts
Hayes Haier Appliance Co.Ltd
Hayes (Bangladesh) Ltd
Hyes Bangladesh
Hayes & Haier Centre
Road 7D, House#06
Sector-09, Uttara
Dhaka
Duration: 15th November, 2015 to till now.
Department under Supervision as Headed:
Accounts
Audit & compliances
Credit (Hire sales)
Taxation & Vat
Permanent Management Committee member of:
Recruitment
Purchase
Job evaluation & yearly Increment
Any Special Investigation
Major Responsibility:
Accounts
Prepare and analysis of yearly Financial Statements, Forecasting of cash flow, Costing, Budgeting, profit-loss, and report to management.
Ensures the fund received & disbursement/payments & and check the reconciliation prepared by subordinate time to time.
Monitor banking activities of the Company.
Responsible for creating and maintaining a systematic approach to financial records Maintenance through ERP Software and Manually.
Ensures timely and accurate business/financial reports to management by monthly.
Follow and oversee all LC related activities and adjusting the LC into the ERP Software.
Dealing Work with bank for CC Loan, Short-Term Loan and Long-Term Loan as per company demand.
Checking and ensure justification all procurement related bills, vouchers and lead the entire team to ensure that the best price have been fixed.
Recommendations management to enhance financial performance and business opportunities strategically.
To ensure proper implementation of financial policies and procedures at the strategic level.
To take a leadership role in preparing the company-wise budget and Monthly variance analysis by the financial team.
Review all financial records, systems and control process of the company as per accounting standards.
Cost Benefit Analysis of each activity in business processes, identifying key and critical processes to operate at optimum cost.
Monitor the monthly and actual expenses to expenditure, projection of fund disbursement plan.
Oversee the accounting function including maintenance of the general ledger, accounts payable, accounts receivable and payroll.
Develop and maintain financial accounting systems for cash management.
To guide the concerned Accounts team in financial management, including financial planning, budget, and control to obtain the highest service advantage with a minimum cost impact.
Compares previous year’s budgets and try to improve the drawbacks.
Audit & Compliance
Develop and implement an annual audit plan to ensure that the organization complies with financial and statutory regulations and standards.
Assessing risk factors annually to identify high risk areas within the organization to develop annual audit plan using an appropriate risk based methodology including any risks or control concerns identified by Management.
Reviewing projects & programs to ascertain whether results are consistent with established goals & objectives.
Submit audit reports to the Board and committees to identify areas requiring attention and ensure implementation of any actions agreed.
Develop all necessary internal controls to ensure that financial systems operate effectively and to identify potential problems.
Suggests process improvements and strategies to reduce fraud, corruption and operational lapses.
Accountable for oversight, ensuring service is delivered according to the contractual service level agreement, technical service agreement or business partner agreement in compliance with operational guidelines and standards.
Ensures that the approved processes are followed when supplier payments are made.
Conduct investigations in order to minimize financial losses, reputation and regulatory risks, and operational risk events involving fraud, dishonesty or deliberate breaches of policies or regulations.
Taxation & VAT
Responsibilities for monthly and yearly return submission, hearing and assessment finalization VAT & TAX authority.
Handling company & personal Tax & VAT planning.
Monitor deduction of Tax at source and deposit them to the government treasure on time.
Perform, review and coordinate the Accounts, Internal Audit department on preparation of Accounts Reports considering Tax & VAT.
Prepare Tax & VAT audit reports and handle professional Tax & VAT authorities individually. Monitor and analyses accounting data and produce financial reports or statements.
Monitoring and advice to prepare VAT Challan, maintain VAT related ledgers and relevant documents.
Advising on Tax & VAT planning (within current legislation to enable them to minimize the Tax liability).
Maintain all level of communication with the local Tax circle office, custom office, VAT commissioner, division office, circle office, custom intelligence office etc.
Credit (Hire Sales)
Developing Credit control policy for increasing credit Sales (Hire Sales)
Assign credit visit plan for Credit Inspector (CI).
Develop and maintain a customer database for easy monitoring of Equal Monthly Installment of clients who purchase with Credit facility.
Monitoring Credit Report and submit to Management monthly.
Ensure customer service satisfaction and good client relationships by dealing with Sales & Service department.
Analysis of Aging report and advice to team to recover of Bad Credit.
Recommendation Management for write off Bad Receivable or Go for legal Action
Always follow-up the credit team activities and ensure timely receivable collection.
Follow up with overdue customers and field visit sales team if required.
PREVIOUS CAREER HISTORY
Former Manager
Audit & Compliance
J.R Chowdhury & Co.
Chartered Accountants
21/2 Purana paltan
Dhaka-1000
Duration: 1st January, 2015 to 14th November, 2015
Major Responsibility:
Prepare audit plan and audit program to carryout assign audit by subordinate.
Checked audit report prepared by audit representative.
Resolve ethical issue raise in case of statutory audit.
Giving advice to client about VAT and tax planning.
Prepare ground for principal to attend income tax hearing.
Prepare and submit income tax return of respective client.
Prepare and submit VAT return of valuable client.
As Assistant Manager (Accounts)
Bismillah Tawal Limited
Factory office
Bisic, Comilla
Duration: March 2010 – February 2012
Major Responsibility:
Responsible for monitoring profitability.
Involved in the daily overseeing and management of the company’s financial systems and budgets.
Organizing and maintaining accurate company accounting records.
Analyzing financial data and preparing financial statements and accounting information and reports for senior managers and directors and proposing recommendations.
Investigating and dealing with financial irregularities.
When necessary liaising with banks and other financial institutions.
Supervising junior members of staff and trainee accountants.
Instrumental in helping to turn around a loss making department.
OTHER CURRICULAM ACTIVITIES:
I have been providing Consultancy regarding Compliance issue of SEC, DSE and Bangladesh Bank to Dynamic Stock Management Ltd. Being TERC NO-212.
Attending DSE Training for 3 days and obtaining Course complete certificate of IPO process.
Attending several seminar organize by SEC for DSE member.
C0MPUTER FAMILARITY : MS Office (Word, Excel).
Tally, AccPac, Boss ERP software
LANGUAGE SKILL : BENGALI – Fluent in speaks & writes.
ENGLISH – Fluent in speaks & writes.
PERSONAL STATEMENT:
Father’s Name : Md.Khalilur Rahman
Mother’s Name : Situ Begum
Present Address : 35/F/6,Kazi office
Shymoli, Dhaka
Permanent Address : Vill: Khani Bari; P.O: Katarapara; P.S: Daudkandi
Dist: Comilla
Date of Birth : 1st April1986
Phone No. : +88 01685231196
Nationality : Bangladeshi (by birth).
Religion : Islam.
Marital Status : married.
Hobby : Traveling.
References:
Mr. Jananankur Roy Chowdhury.FCA
Principal
J.R Chowdhury and Co.
Chartered Accountants
Phone: 01922-036727
Md.Mostofa Kamal , FCA
Chief Financial Officer (CFO)
Amin Mohammad Group
752,Satmasjid Road
Dhanmondi C/A,Dhaka-1205
Phone : 01911-051046
Mohammed Sabir Ahmed FCA,FCS
Executive Director & Chief Financial officer
Reliance Insurance Ltd.
Phone: 01713-431438
Md.Riyaz Ahmed,ACA
Head of Accounts
Abul Khair Group
Phone: 01912-516399
Announcement
I do hereby declare that the particulars provided here’re true to the best of my knowledge. No misinformation is given.
________________
Md.Rezaul Karim
Date: