Ali Khwaja
Mobile UAE: +971 56 1442427
Email: [email protected]
Dubai, UAE.

Career Objective

To explore job opportunities in the UAE and pursue a professional career in an organization where I can contribute by utilizing my experience in sales, marketing and customer service while also enhancing my business skills

Work Experience

Brand Options Advertising LLC – Dubai, UAE Jun 2016 till date
Advertising Account Executive

Responsible for increasing print and media sales through direct marketing efforts to existing, inactive and new clients.
Responsible for assisting senior managers with B2B campaigns and supporting with the management of clients.
Developing accounts to their maximum potential.
Writing up sales activity reports.
Making sales presentations to key decision makers.
Cultivating direct relationships with customers.
Maintaining close confidentiality of customer information. Identifying the business needs of clients.
Making appointments with customers.
Growing the advertiser base.
Using market intelligence effectively to identify customers.
Managing existing accounts.
Responding to client enquiries in a quick and efficient manner.
Chasing up warm leads.
Negotiating terms and conditions with customers.
Completing all necessary paperwork.
Mashreq Bank – Dubai, UAE Oct 2015 to Jan 2016
Business Banker

Handling the promotion of the banking products especially business installment loan, CASA and trade facilities in U.A.E. Market.
Developing as well as implementing plan for new business prospects; developing new customer relationships.
Ensure all work completed in strict adherence to operating policies, procedures & manuals without any deviations.
Follow up on all reviews before due date to ensure completion before review date, complete trigger reviews within deadlines.
Ensure the overall overdue is less than 3%.
Ensure timely and accurate submission of MIS.
Adequate & up to date level of awareness of policies and procedures related to AML, CDD, Sanctions, FATCA, Local Regulations and Other guidelines related to ETB Migration.
Rework rates not to exceed the threshold set

Noor Bank – Dubai, UAE Feb 2014 to Aug 2015
Sr. Relationship Officer Business Finance Department

Handling the promotion of the banking products especially business installment finance i.e. Islamic finance and trade facilities in U.A.E. Market.
Developing as well as implementing plan for new business prospects; developing new customer relationships.
Managing the bank credit policy on reputational risks, environmental and social risk and ensuring that the Customer Due Diligence is strictly adhered to.
Ensured the achievement of the monthly sales target and coordinated with various departments to promote the banking products.
Distinction of exceeding the targets consistently.
Sourced new customers from different industry e.g. general trading, foodstuff, contracting, technical works, cosmetics, electronics, general maintenance, etc.
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Consult with customers to resolve complaints and verify financial and credit transactions.
To monitor (i.e. cash flows, repayments, account behavior) and ensure that it is within acceptable credit and compliance standards

Standard Chartered Bank – Dubai, UAE Dec 2012 to Jan 2014
Sr. Relationship Officer (Standard Chartered Bank SME Department)

Handling the promotion of the banking products especially business installment loan, CASA and trade facilities in U.A.E. Market.
Developing as well as implementing plan for new business prospects; developing new customer relationships.
Managing the bank credit policy on reputational risks, environmental and social risk and ensuring that the Customer Due Diligence is strictly adhered to.
Took charge of all the sales oriented activities in the U.A.E. region and rendered constant efforts for the sales growth of the products.
Ensured the achievement of the monthly sales target and coordinated with various departments to promote the banking products.
Distinction of exceeding the targets consistently.
Sourced new customers from different industry e.g. general trading, foodstuff, contracting, technical works, cosmetics, electronics, general maintenance, etc.
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Consult with customers to resolve complaints and verify financial and credit transactions.
To monitor (i.e. cash flows, repayments, account behavior) and ensure that it is within acceptable credit and compliance standards.

RAK Bank – Dubai, UAE May 2010 to Dec 2012
Relationship Officer (RAK Finance Loan)

Handling the promotion of the banking products especially business loan in U.A.E. Market.
Developing as well as implementing plan for new business prospects; developing new customer relationships.
Managing the bank credit policy on reputational risks, environmental and social risk and ensuring that the Know Your Client is strictly adhered to.
Took charge of all the sales oriented activities in the U.A.E. region and rendered constant efforts
Ensured the achievement of the monthly sales target and coordinated with various departments to promote the banking products.
Distinction of exceeding the targets consistently.
Sourced new customers from different industry e.g. general trading, foodstuff, contracting, technical works, cosmetics, electronics, general maintenance, etc.
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Consult with customers to resolve complaints and verify financial and credit transactions.
To monitor (i.e. cash flows, repayments, account behavior) and ensure that it is within acceptable credit and compliance standards.

Total Solution – Tax Consultancy Firm – Mumbai, India Jun 2006 to Mar 2010
Accountant and Tax Consultant

Handling books of accounts, maintaining Journal entries, Preparing Ledger book.
Cash and petty cash book, Payments.
Bank reconciliation, Income & Sales Taxation.
Internal & External auditing (monthly, quarterly & annually)
Maintaining Stocks book.
Preparing Profit & Loss accounts & Balance sheet.
Maintaining Partners personal accounts including Share transactions etc.
Educational Background

Masters of Business Administration (Marketing and Finance) Year 2012.

Languages

Fluent in English & Hindi, can speak & understand Marathi & Gujrati

Interest and Activities

Learning New Languages
Playing Basketball & Tennis, Swimming and Reading

Personal Information

Date of Birth: 04/11/1987
Marital Status: Single
Nationality: Indian
Current UAE Visa Status: On Company Visa
Valid UAE Driving License

References

To be provided upon request.