BENJAMIN KOFI KESSE
P.O.BOX KS 14651
ADUM-KUMASI
E-Mail:[email protected]
MOBILE NUMBER: 0551694291.
Profile
A dedicated and hardworking individual with outstanding administrative and organisational skills acquired during studies and work experience. Enthusiastic, self motivated and able to work well both independently and as part of a productive team, demonstrating the multitasking abilities required to meet demanding deadlines while maintaining the highest of standards.
Thrives on a challenge and possesses excellent interpersonal skills combining a confident, outgoing and professional approach with the ability to build and maintain strong working relationship.
Objective
Currently on the market for a new challenging position, one which will make best use of skills and experience, while enabling further personal and professional development.
Areas of Interest:
Public Financial Management, Financial Regulation Institutions, Local Economic Development, Banking and Insurance Industry.
Career Summary
2016-To Date Complaince Officer, GN Bank Ghana Limited.
• Developed AML policy for GN Bank.
• Assist bank clients regarding compliance needs ,including AML/CFT needs
• Developed and directed compliance management program through saving annual revenue by preventing sanctions and penalties.
• Established and cultivated productive relationship with regulatory bodies.
• Reporting Cash Transaction that falls within reporting thresholds to Financial Intelligence (FIC) Centre on time.
• Reviewing and filing Suspicious Transactions received from Bank Branches and other Departments.
• Wrote and presented reports outlining findings and recommendations from compliance audits.
• Submit reports (STR, AIF and CTR’s) through the GoAML portal to Financial Intelligence Centre (FIC) and Bank of Ghana (BOG) portal.

2013 to 2016 –Internal Audit, Multi Credit Savings and Loans Limited, Kumasi
• Managed quality assurance program including on-site evaluations and internal audits.
• Performs Financial, Operational and Compliance Audits in accordance with the audit program.
• Assist Audit Committee of its duties and responsibilities.
• Coordinate the Audit Department activities with independent and applicable regulatory agencies to best utilized available resources and achieve establish objectives.
• Developed recommendations for improving internal controls, operating efficiency and adequacy of bank records and record keeping.
• Conduct follow –up reviews of financial, operational or regulatory compliance deficiencies noted during audits.
• Investigate, as requested by Senior Management or Bank Security Officer, fraud, embezzlement and defalcation within the Bank.

2012- 2013 Credit Manager, Multicredit Savings and Loans Limited.
• Manage Customer credit files.
• Monitor the credit granting and updating process.
• Personally investigate the largest customer credits applications.
• Personally visit largest customers to establish relations.
• Conducting a thorough check on all requests that come into the Bank.
• Making sure all the credit policies are followed in all transactions that take place in the loans department.
2009-2011 Internship, Practical training in Accounting, Phillip Cobbs and Co.UK.
• Responsible for dealing with client documents plus preparing an action plan and raising query sheets for unusual transactions or missing invoice sheets.
• Using software in preparing client Accounts from source documents to final accounts, such as Sage Professional Account and Microsoft Excel.
• Filing invoices received from clients to prepare the purchase day book, sales day book and cash book.
• Preparing the sales and purchase ledger, Journal books as well as financial reports including trial balance, profit and loss statements and statement of financial position.

2003-2005 Internship, Pre-retail Department, Alders of Croydon.UK
• Responsible for receiving goods from suppliers as well as signing goods received notes and organising goods onto the correct shelves within the store.
• Checking retail stock and alerting Procurement Department when stock is below the minimum level.
• Participating in year-end and periodic inventory counts.

2002-2003 Teaching Assistant (National Service Personnel) – Kwame Nkrumah University of Science and Technology.
• Assist contract law and Company law lectures by conducting tutorials and presentations to law students.
• Liaising extensively between law lectures and law students.
Education
MBA- Finance (July 2009) University of Leicester UK
Bachelor of Arts (June 2002) –Economics and Law, Kwame Nkrumah University of Science and Technology, Kumasi.
Professional skills
i. Analysis and reporting v. Monitoring and reporting
ii. Audit Reporting vi. Anti-Money laundering reporting
iii. Due diligence reporting viii. Credit Management
iv. Irregularity Reporting ix. Loan Recovery
Professional Training
Certification: (December 2017) Member of Association of Certified Compliance Professionals in Africa (ACCPA)
Student Member: ICAG (Institute of Chartered Accountants Ghana)
Part Two.
Computer Skills 🙁 Microsoft Word, Excel Intermediate, Sage Line, Bankers Realm and X-100)
Training and Workshops Attended
1. Theme: AML /CFT in Banks and Financial Institutions.
Date: 10th April -13th April 2018
Organised by: National Banking College.
2. Theme: Basel Compliant Management (Basel II & III)
Date: 27th March – 29th March 2018
Organised by: National Banking College
3. Theme: Trade Finance and products
Date: 23rd October – 26th October 2017
Organised by: National Banking College
4. Theme: Banking fraud and other Financial Crimes
Date: 13th June 2016 -16thJune 2016
Organised by: National Banking College
5. Theme: Anti-Money laundering and Compliance workshop-New Payment Systems
Date: 21st -22nd April 2016
Organised by: e-Crime Bureau
Research Work
Topic: A study into the factors impeding the development of Ghana stock market (A case Study)
References
Mr. Isaac Mensah Brown
Regional Supervising Manager
Francophone First National Group Nduom
Contact: 0501259313
E-mail: [email protected]

Mr. John Henry Ackon
Head of Compliance (GN Bank)
Contact: 0244670956
E mail:[email protected]