EBINUM EMEKA EPHRAIM
email: [email protected]
Tel: +2348062613027.
PERSONAL DATA: To demonstrate an efficient perception of reality and acceptance, Ability to learn and
adapt to different working environments, Self –motivated, independence and willing to perform multiple and
cross functional tasks, Hard working and taking up new challenges and responsibilities, respond to them with
good initiative.
BIO-DATA:
SEX Male
LANGUAGE SPOKEN English
ACADEMIC HISTORY: DATE
 Akpu 0dagwe primary school Amoji (First school leaving certificate) 1996
 Unity secondary school Ewohimi (SSCE NECO) 2003
 University of Benin (B.Sc. Banking and finance ) 2009
Professional Qualification
Nigeria chartered institute of loan and risk management (CILRMN) IN VIEW
COMPUTER APPRECIATION:
Afrihub institute of information technology Uniben branch
(Peachtree Accounting, quick book, Desktop publishing) 2009
Mikon institute of information technology Benin City
(Oracle database Administration (DBA) and Structural query language (SQL)) 2010
STRENGHT AND SKILLS:
 Commitment to team work
 Organizational management skills
 Very good oral communication and interpersonal skills
 Energy and sustained capacity for hard work.
 Strong commitment to learning and self-development
 Computer literate.
WORKING EXPERIENCE:
RONDATOKS SERVICES LTD. (P&G NIGERIA) 2014 TILL
DATE Office held: retail sales manager (Benin branch)
Responsibilities:
Planning daily sales and setting targets, coordinating sales officers, identifying and creating new
sales/distributions channel, organizing promotions, and reporting to sales/marketing director.PROSPERITY MICROFINANCE BANK LTD. 2012-2014
Office held: head of loan recovery and risk management officer
Responsibilities:
 Review bank portfolio, assessing clients’ documents and securities, identification of risk factors in the
bank, creating risk mitigante, assist in formulating risk policies of the bank, enforcing compliance in
the bank and reporting to general manager.
 Identifies improvement processes and corrective actions for financial risks implementing
accountability strategies for followed up and resolved and opportunities for continuous improvement
are implemented.
 Develops policies, procedures, guidelines, presentations and reports for the Risk Management.
 Collects, analyzes and reports information related to reviews as required by financial regulators, etc.
 Supports the Director, Risk Management and other Risk Management staff in the management of
financial risk activities.
ACHIEVEMENTS: Successfully reduce the bank portfolio at risk and implementation of bank
risk policies.
AIICO insurance PLC 2009-2012
Office held: Finance Advisor/Planner
Responsibilitie
 Selling employee pension schemes to companies or offering mortgage pension or investment advice
to private clients, offering advice to clients in all of these areas, plus savings plans and insurance.
 contacting clients and setting up meetings, either within an office environment or in clients’ homes or
business premises;
 Conducting in-depth reviews of clients’ financial circumstances, current provision and future aims,
risk analysis and plans.
 researching the marketplace and providing clients with information on new and existing products and
services, designing financial strategies and assisting clients to make informed decisions;
 researching information from various sources, including providers of financial products;
 reviewing and responding to clients changing needs and financial circumstance
 Negotiating with product suppliers, estate agents, solicitors, valuers.
 updating financial products, legislation and producing financial reports;
EXTRAL-CURRICULAR ACTIVITIES: Meeting people, reading books, listening to music, travelling and
swimming etc.
MR. DON IBEH PASTOR TONY OLOH
AGENCY MANAGER GLORIOUS FIRE PEOPLE MINISTRY
DON IBEH AGENCY (AIICO) +2348038293685 EDO STATE.