Haris Niaz Khan

Riyadh, Kingdom of Saudi Arabia | +966 536 187 956 | Married |

E: [email protected] | Date of Birth:      Nov. 04, 1981| Pakistani National |Passport No : FU4105923 | References available upon request

Profile Summary
Highly experienced senior financial executive with wide ranging experience in international capital markets in UK, Europe, Middle East and Asia. I have a clear understanding of international banking and financial transactions and the specific commercial aspects of transactions management cycle from planning, execution to group integration. I have generated significant profits for my employers across a range of financial products and have identified significant commercial investment opportunities and funded these with financial institutions. I have developed and maintain a wide range of contacts at the highest levels in both local and international financial institutions which I use for project funding, working capital and cashflow management purposes. I have a skill set that has been developed over the past 16 years giving me in depth knowledge of project finance management aspects seldom encountered in the GCC region. Proven ability to work on both corporate structures and personal net worth aspects of HNWIs and add substantial value.

Area of Expertise
·   Business & Financial Planning

·   Investments & financial analysis
·         Financial management

·         Project finance
·    Financial risk management

·    Self-funding structures
·   Senior management reporting
·         Corporate Strategic reviews
·    Business agreement analysis
·   Banking & finance

·   Excel fluency – financial models
·         Audit liaison and management
·    Organizational development

·    HNWI-Trust assets management & growth strategies formulation

Corporate Experience

Banking Experience

SAMAMA Holding Company, Riyadh, Saudi Arabia

Manager, Finance & Investments
·    Managing a mixed portfolio of investments with a value of close to US$ 1bn with direct interaction with CIO and Chairman.

·    Negotiated & restructured multi-million dollar general, project & real estate credit facilities from local & international banks on standalone and syndicated basis.

·    Part of SAMAMA team to setup and mobilize a multi-million pound JV arrangements between SAMAMA, and a reputable UK Educational Institution to deliver modern vocational education in the Kingdom of Saudi Arabia.

·    Set up and managed offshore companies & trust in United Kingdom and acquired properties through bank funding.

·    Collaborating & negotiating improved financial / commercial deals related matters, covering local & international businesses of the Samama Group Investments.

·    Improved and implemented planning discipline & managed cash flow forecasting throughout whole Group

·    Improved finance functions and effectively controlled costs base.

·    Collaborating with directors and senior management on Group medium to long term strategy issues.

Hertfordshire Vocational Excellence Colleges – HERTVEC, Saudi Arabia (A UK-Saudi consortium)

Member of the Board of Directors & Finance review committee
Ascend Commodities SA, Geneva Switzerland

Member, Finance review committee
SAMAMA Holding Company, Riyadh, Saudi Arabia

Member, Audit & Risk committee
 

SAMAMA Holding Company, Riyadh, Saudi Arabia

Manager, Accounts Reporting and Finance

·    Participated in financial activities and supervised Central Group accounting team.

·    Managed Monthly financial reporting package.

·    Dealt with company bankers regarding working capital finance.

·    Formulated budgets and conducted variance analysis as part of periodic Management reporting.

·    Managed Joint ventures accounting/finance functions throughout.

Bank Al-Habib Ltd., Allama Iqbal Road Br., Karachi – Pakistan
Senior Credit Officer
·   Managed Corporate, SME & Consumer credit portfolios of typically $20-$50 Million and HNWI asset backed credit applications.
·   Handled Credit Proposals, Disbursement of loans, Charge Documentation suite/ Securities Handling, Bank Guarantees, Bid Bonds and Stock Inspections.
·   Sharia Compliance reviews on ad hoc basis.

·   Monthly Credit Reporting to Head Office & Central Bank of Pakistan.
·   Oversee Branch Accounting.

Soneri Bank Ltd., Shahrah-e-Faisal Branch, Karachi – Pakistan
Operations Officer, System/Accounts/Consumer Finances
·    Responsible for day to day branch operations

·    Handling Accounting / Credit and IT related affairs.

Aug. 2011 – Present

2017 – Present

2017 – Present

2018 – Present

Dec. 2009 – Jul. 2011

Jan. 2008 – Dec. 2009

Jan. 2004 – Jan. 2008

Academic Qualification

Masters in Economics & Finance (Hons) – 2.1 UK equivalent
University of Karachi, Karachi – Pakistan

Majored in: Corporate Finance, Quantitative Methods, Investment Analysis, Money & Banking, Micro & Macro Economics & Financial Accounting

Bachelors of Commerce  (Hons) – 2.1 UK equivalent
University of Karachi, Karachi – Pakistan

2005

2000

Professional Courses

CPA Certification (ongoing)
Attended In-house training on following courses:
­        Credits
­        Operations
­        Financial Analysis
­        Financial Reporting

Computer Skills
Worked on various Financial / ERP systems

Language Skills
English (Fluent), Urdu (Native), Arabic (Basic) & German (Basic)