Curriculum Vitae
I. Objective
To exploit my full potential and talent for the growth of the company I work for and for my personal career development. I would like to work in a challenging environment which offers wide opportunities for utilizing creative and innovative ideas.
II. Personal Data
Name: Muluken Israel Wegasso
Date of Birth: September 12, 1971
Nationality: Ethiopian
Gender: Male
Place of Birth: Arba Minch, Ethiopia
Languages: English- Fluent, Amharic- Fluent
III. Education
Institution
Degree Attained
Year
Arba Minch Comp. High School
Certificate of Completion
1988/9
Addis Ababa University
BA in Management
Nov, 1993
ACCA
Completed Level I
2004
Addis Ababa University
MBA in Management
Thesis Title “The impact of financial accessibility on SME Development in Ethiopia’s private banks context”
2019
IV. Special Skills/Training
ü 2nd Grade Driving License
ü Microsoft office application- outlook, power point, word, excel
ü Peachtree Accounting Software
V. Experience
Company & Posts Held
Period
Berhan Bank SC- AA, Ethiopia- Manager: Business Development Division
Ø Propose new banking products or propose improvements in existing ones to meet needs
Ø Make surveys to ensure competitive advantage in the industry
Ø Ensure the Bank’s terms and tariff are competitive in the industry
Berhan Bank SC- AA, Ethiopia- Manager: Credit Information & Portfolio Division
Ø Maintain and manage NBE Credit Information System to collate and disseminate same
Ø Maintain loan portfolio records and disseminate to regulatory organ and internal users
Ø Ensure the Bank’s portfolio is within limits and quality set as per guidelines and thresholds
Ø Prepare the loan provisioning report of the Bank in line with NBE directives
Berhan Bank SC- AA, Ethiopia- Manager: Product Development & Financing Division
Ø Develop tailor made products to meet the needs of strategic customers
Ø Make financing arrangements for corporate customers and strategic partners
Ø Coordinate awareness and empowerment programs for strategic business allies
Berhan Bank SC- Addis Ababa, Ethiopia- Senior Credit Analyst
Ø Review and analyze credit requests of customers engaged in various sectors of the economy such as exports, imports, manufacturing and domestic trading and services
Ø Monitor and follow up the status and health of loan portfolios financed
Ø Compile data necessary for the conduct of credit assessments
Berhan Bank SC- Arbaminch, Ethiopia- Branch Manager
Ø Plan, organize, direct and control overall branch operations
Ø Oversee the overall operations of branch including credits, deposits, local transfers, accounting records and staff performances review
Ø Prepare operational and financial budgets and monitor and report periodic performance with explanation for major variations
Ø Promote the banks financial products and do extensive marketing to attract customers
Ø Ensure controllable expenses are within budgets and dual controls over cash
Ø Liaise with government and non-governmental parties representing the Bank
Bank of Abyssinia S.C.- A.A, Ethiopia – Senior Credit Review & Portfolio Management Officer
Ø Involved in Implementing TEMENOS T24 Credit Core Banking System- from preparation of BRD/ RRD to acceptance testing, developing User guide, and training end-users.
Ø Compile the status of the bank’s loan portfolio as per regulatory directives and report to management and branches
Ø Follow up loans and advances with special mention and non-performing status (NPLs)
Ø Facilitate the write-off of bad loans and advances in order to maintain asset quality
Ø Follow up and prepare reports on facility utilizations for OD, merchandise and LCs
Ø Assist in the preparation of the bank’s portfolio and NPLs annual budgets
Ø Make review of individual loan cases to assess the risk level to the bank’s overall portfolio
Ø Make visits to major branches and compile review reports on credit portfolio management
Bank of Abyssinia S.C.-Arba Minch, Ethiopia – Branch Manager
Position Highlights
Ø Formulate the annual plans of the branch for credits, deposits, income & expenses and other corporate functions
Ø Oversee the overall day-to-day activities of the branch
Ø Supervise, coach, develop, motivate and discipline staff as per the bank’s staff manual
Ø Report branch performances to the higher management organs
Ø Appraise loan requests and make subsequent follow ups on collections
Aug, 19-
To date
Sep, 18- Aug,19
May,17-Sep,18
May, 2015- May, 2017
Nov, 2013- Apr, 2014
Dec, 2009- Oct,2013
Apr, 2009- Nov, 2009
Ø Oversee the overall day-to-day activities of the branch
Ø Supervise, coach, develop, motivate and discipline staff as per the bank’s staff manual
Ø Report branch performances to the higher management organs
Ø Appraise loan requests and make subsequent follow ups on collections
Ø Represent the bank in public events and use the opportunity to promote its services
Ø Liaise with government organs and other private firms on issues pertaining to the bank
Bank of Abyssinia S.C.-A.A, Ethiopia – Credit Monitoring Officer
Position Highlights
Ø Compile reports showing the status of the bank’s loan portfolio and disseminate to branches and higher management
Ø Follow up collection of loans as per agreed terms and conditions
Ø Make planned visits to the clients’ businesses to analyze their businesses and make recommendations on identified issues
Ø Prepare the bank’s credit monitoring draft manuals
Ø Propose improvements to the credit monitoring and follow up function of the bank
Ø Prepare the financial budgets of the company
Ø Prepare and analyze periodic financial performance reports for the company and advise the manager on trends and changes required
Ø Replenish petty cash accounts on regular basis
Ø Do bank reconciliations for the company’s current accounts
Ø Advise staff on stock handling, payroll preparations, and other finance and administrative matters such as purchasing
Apr,2008- Apr, 2009
Shell Oil Products Africa, Johannesburg, South Africa- Contracting & Procurement Streamline Project Lead
Ø Roll out global streamline process for Contracting & Procurement
Ø Document leading practices in the Contracting & procurement business
Ø Give regional trainings on the global processes and leading practices by customizing to local contexts
Ø Follow through and document implementation outcomes and benefits in terms of process and value improvements
Ø Participated and contributed to the development of Contracting & Procurement Policy & Procedures Manual
Ø Served as Shell Africa’s Contract Board Secretary by reviewing submissions to ensure compliance to CP strategies & processes and disseminating minutes and decisions thereof
Ø Involved in Logistics Process Improvements and Contract Board guidelines development as part of Streamline roles
Mar, 2004- Sep, 2005
Shell Ethiopia Ltd, A.A, Ethiopia- Contracting & Procurement Manager & Supervisor
Position Highlights
Ø Making spend analysis for various categories of goods and services
Ø Setting up contracts for recurrent spend based on the spend analysis
Ø Delivering savings through competitive tendering process
Ø Promoting procurement tools and regional strategies such as online bidding and outsourcing of non-core activities
Ø Maintaining ERP system for purchase to pay purchasing system
Ø Developing of local suppliers to regionally accredited standards
Ø Train PoP focal points on requisition to receipt processes
Construction & Business Bank, A.A, Ethiopia- O & M Staff, A/Loan Officer, A/Branch Manager, Credit Staff, Senior Inspector
Position Highlights
Ø Revised the bank’s credit manuals
Ø Participated and took active part in the manpower establishment and re-structuring study
Ø Analyzed loan applications and present for appropriate credit committee decisions and followed through until decisions are received
Ø Followed up projects financed by the branch I was assigned to
Ø Make loan restructuring or extension recommendations for bad loans
Ø Oversaw the overall operations of branch including credits, deposits, local transfers, accounting records and staff performances
Ø Reviewed overall branch performances up on inspection and report on findings and recommendations where needed to the top management
Aug, 2001- Feb, 2004
Dec, 1993- Jul, 2001
VI. References
Ermias Tefera, Vice President- Berhan International Bank SC, Telephone, Mobile- + 251 (0) 922 58 31 75
Abreham Gebeyehu, Director- Credit Administration & Work out Department, Bank of Abyssinia, Telephone + 251 (0) 11 5 51 41 30, Mobile- + 251 (0) 911 69 37 28, Email- [email protected]
Bereket Teketel- Director- Business Development & Intelligence, Berhan Bank SC, Telephone 251 (0) 11 6 507928 Mobile- + 251 (0) 911305228 [email protected]
VII. Contacts Telephone: Mobile: 00251 (0) 911345565, Email: [email protected]