NONILITO MANTE LOZADA
Block 20, Lot 12, Doña Soledad P-2B, Labangal,
Gen. Santos City, Philippines 9500
Moblie #:+63 999-9048919/+63 9556183420
[email protected]/[email protected]

POSITION DESIRED:

PERSONAL PARTICULARS:
Full Name: Nonilito Mante Lozada
Birthdate: November 13, 1978
Birthplace: Buluan, Maguindanao
Gender: Male
Height: 5’3”
Religion: Roman Catholic

EDUCATION & WORK EXPERIENCE SUMMARY:
Highest Degree Bachelors: College Graduate
School: Notre Dame University
Course Of Study: Bachelor of Arts major in Philosophy
Years Worked: 12 years
Work Experiences: Sales and Marketing
Credit and Collection
Banking and Finance
Employment Status: Regular
Eligibility: Career Service Eligible

EDUCATION:

Notre Dame University, Cotabato City: June 1995 – Mar 2000
Notre Dame of Katiku: June 1991 – Mar 1995
Katiku Central Elementary School: June 1985 – Mar 1991

JOB EXPERIENCES:

ONE NETWORK
A Rural Bank of BDO
Position: Credit Officer
April 1, 2019 – Present

*Conducts Credit and Background investigation based on borrower’s business and personal attributes.
*Verifies thoroughly the veracity of the borrowet’s submitted documents.
*Evaluates the application based on thee result of investigation conducted in lieu to the qualification of credit department.
*Endorses the application to the Area Credit Head for approval.

BPI DIRECT BANKO
Position: Credit Analyst
September 16, 2017 – March 31, 2019

*Conducts credit and background investigation of the loan borrower which includes residential and business neighbors, customers, suppliers, and even from the barangay officials.
*Verifies and scrutinizes the veracity of the documents submitted by the loan borrower by comparing it with the original copies.
*Evaluates thoroughly the qualification of the loan borrower based on the criteria/ variables required by the company.
*Endorses the loan application to the credit officer for approval by scoring points based on the evaluation.

FLOOR CENTER, INC.
Position: Sales Branch Manager
April 24, 2017 – August 21, 2017

*Direct all operational aspects including distribution operations, customer service, human resources, administration and sales.
*Asses local market conditions and identify current and prospective sales opportunities.
*Develop forecasts, financial objectives and business plans.
*Meet goals and metrics.
*Manage budget and allocate funds appropriately.
*Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities.
*Address customer and employee satisfaction issues promptly.
*Network to improve the presence and reputation of the branch and company.
*Stay abreast of competing markets and provide reports on market movement and penetration.
* Adhere to high ethical standards, and comply with all regulations/applicable laws.

BERRINGER MARKETING INC.
Marketing Arm of ASIA BREWERY INC.
Position: Territory Development Supervisor
November 18, 2013 – September 15, 2016

*Manages the sales development of a specific geographical area within the market territory through direct or indirect routing, implementation of the market, selling and distribution systems as guided by finance, logistics, and HR systems. Lead tasks execution by motivated sales team.
*Assures attainment of Key Performance set by Management through setting objectives, tracking measures, problem solving and coaching.
*Plans the sales and business development of assigned geographical territory.
*Manages subordinates in achieving desired objectives.
*Tracks sales performance and motivates and to maintain high morale of subordinates.

TRUMP MOTORCYCLE CORP.
Position: Senior Loan Officer (Credit and Collection Supervisor)
April 05, 2011 – November 15, 2013
* Acts as the Team leader of all loans officers in the branch. He is the right hand of the Branch Manager with regard to Credit and Collection activities.
* To prevent and immediately address problematic accounts.
* Prepares the daily itineraries of all the Loans Officers a day before and submit to the Branch Manager for approval.
*Takes charge in screening loan application and ensuring a healthy portfolio by minimizing risk
exposure of the company investments as well as monitoring accounts’ payment behaviour and
managing repossessions.
*Conducting a thorough and accurate background checking of each loan application and following the suggested protocol in Credit Investigation process.
* Providing an honest and non-biased assessment of on the information gathered in determining the credit worthiness of each loan application.

UNISTAR CREDIT AND FINANCE CORP.
Position: Credit Specialist (Credit Supervisor)
October 07, 2006 – January 06, 2011
* Takes responsibility in Investigating/evaluating an applicant/customer
• Conducts Credit investigation/evaluation of customer
• Assures that the Credit investigation/Evaluation report is completely and properly filled out
• Makes sure that the credit decision is based on the set criteria by the company
• Endorse application and evaluation form to Branch Manager for checking
* Encodes information in SAP
* Helps Account executives in negotiating with delinquent accounts
* Monitors repossession rate and Collection Efficiency
* Conduct Background Investigation for new employees
* Ensures collection targets are met efficiently
• Collects payments from customers(proper issuance of PR/MPOR-for pulled out unit)
• Efficient account monitoring(follow up/negotiate on delinquent accounts/timely and proper
pull out of motorcycle units/endorse to legal problematic accounts)
• Assures that all notices and reminders are properly served
* Conduct accounts verification(explain to customers the contents of the installment contract)

HONDA POWERCYCLE, INC.
Position: Sales Specialist
Apr 2005 – Oct 2006
* Identifies target market and prospects
• Search for possible locations for display/info centers
* Ensures sales targets are met efficiently
• Handles and records walk-in inquiries
• Assist customers in filling up the Credit Application form
• Follow up clients
• Assist in planning and implementing sales and marketing activities
* Ensures that Credit Application form and all relevant documents are properly and completely
filled up by the customer

REFERENCES:

MR. DONNY GARAY MR. JORDAN CASER
Credit Specialist Branch Manager
Honda Powercycle, Inc. BPI Direct Banko
Gen. Santos City Tacurong City
#+63 908-3873534 #+63 946-0100735

MR. ROJEANDO TARONGOY MS. ANNIE GRIJALDO
Credit Officer Cashier
BPI Direct Banko Berringer Marketing, Inc.
Tacurong City Gen. Santos City
#+63 956-9311314 # +63 9072031522