Qualified, passionate, results-oriented professional banker with broad and diversified experience in corporate strategy, research and development (financial and projective), project finance, equity investments, loan origination, strategy development, monitoring & evaluation, international trade and legislative/regulatory issues. Comprehensive knowledge of Central Asia. Practiced in Policy Dialogue. Capable of managing a large banking business unit. Able to manage trade finance operation within the industries like: (Textile, Electronics, Automotive and Oil and Gas). I am looking towards working at an institution where their culture is grounded in design thinking, creativity and innovation. My Future mission will be to contribute to project developments, either in a branch or business center and foster the research & development.
___________________________Experience____________________________
MCB BANK LIMITED
Senior Trade Finance Officer/Trade Analyst 12/2018 to Present
Responsibilities Include:
Delivering service excellence through knowledge and expertise to valued clients.
Monitoring & Execution of local & foreign transactions related to international trade.
Dealing in LC (Local & Foreign), & LC advising/LC amendments etc.
Compile relevant MIS reports for periodic review within the unit. Gathering & compiling of financial data of highest organizational requirements for research and development (Manipulating the outcome of research program and assessment of developmental projects).
Develop/Finalizing service level agreements (SLAs) with internal departments/units (Operational/Technical) to achieve improvements in turnaround time (TAT) with respect to strategy implementation.
Working closely with colleagues in trade finance project origination like; Credit Risk (PGCR), Legal (PGCL), Economic Research (ECMR), Financial Control (FIFC) & Information Technology (CHIS) working in the respective regions.
Soughting approvals for “Rebate” DLTL Cases as per SBP policies and regulations.
Sound knowledge of trade/shipping documentation and custom clearance.
Sound knowledge of SBP policies and regulations and sanctions (AML/CFT).
Routing of outward remittances and reconciling inward remittances.
MEEZAN BANK LIMITED
Karachi, Pakistan
Senior Trade Finance Officer/Trade Analyst 02/2018 to 08/2018
Responsibilities Include:
Delivering value proposition for clients by collaborating with other areas of International, Trade and Commercial Banking.
Actively plays a role in risk management by promoting risk culture awareness through identification, management and escalation of risks that fall outside compliance of organizational policies and procedures.
Reconciles most trade finance issues and answers questions concerning import and export finance as well as documentary products independently.
HABIB METROPOLITAN BANK
Karachi, Pakistan
Officer Foreign Exchange /Trade Analyst 09/2016 to 02/2018
Responsibilities Include:
Implementing and monitoring of L/C Processing “local & international” (opening / acceptance, amendment and confirmation) Dealing in open account/collection/contracts/advance payment for international transactions.
Managing database regarding research, strategy implementation, outcomes and future developmental programs. Creating management reports for final review of portfolios and business activities.
Swift operations and international fund transfer
Checking of credit limits for LC opening, insurance and margin coverage.
EIF Approvals- Weboc Documents lodgments/ realizations and reversal of foreign bills
Dealing in forex rates for remittances (inward/outward)
Form “E” issuance, scrutiny, certification and cancellation.
Negotiations and discounting of export bills Weboc, BCA & BDA realization.
SBT JAPAN
Karachi, Pakistan
International Business Consultant 03/2015-08/2016
Responsibilities Include:
Procurement of vehicles and heavy machinery
Global Sourcing for suppliers and vendors Shipping & logistics support
WeBoc, custom clearance & documentation
Payment and credit handling
Demand forecasting & planning
Export –LC handling
National Bank of Pakistan
Internee 06/2011-08-2011
Responsibilities Include: Customer Services Account Management
_______________________Education & Training_______________________
Masters of Business Administration 2016
Marketing / Supply Chain Management Iqra University Karachi, Pakistan
Bachelors of Business Administration 2012
Finance S.A.L.U. Khairpur, Pakistan
_________________________ __Certifications_________________________
Certificate of Anti-Money Laundering & Sanctions – 2016 & 2017
by Habib Bank AG Zurich L&D
Learning: Understanding Money Laundering Terrorist Financing and Sanctions Vulnerabilities legal and regulatory structures, management obligations and the risk-based approach to money laundering and terrorist financing.
_________________________ __Dissertations_________________________
Completed thesis on “The Impact of Uncertainties on Supply Chain Resiliency in Manufacturing Sector in Pakistan” (including SPSS working).
Re-Launching of brand “Schwarzkopf” in Pakistan
Term Report on the Centralized Auditing and Procurement Process of Bank Alfalah ltd
Research project on the Determinants of Profitability in Conventional and Islamic banks.
Term Report on the ERP Supply Chain Operations of EPLA Labs.
______________________________Skills______________________________
Leadership & Presentation Skills
Time Management & Analytical Skills
Communication & Presentation Skills
___________________________Technical Skills________________________
Contract Management
Customs, Freight & Documentation
Import & Export processes
Customer Relationship Management
____________________________Soft Skills____________________________
Inter-personal & Negotiation Skill
Decision making & Problem Solving Skills
SAP (FI & MM)
SPSS (Data Analysis & Research)
EVIEWS (Research model testing tool)
AMOS (Model testing tool with factor analysis)
Microsoft Office (Excel, Access, PPT, Word)
H-plus – Bank Operations Software
T24 – Bank Operations Software Symbols – Bank Operations Software
____________________________Interests_____________________________
Traveling, Music, Volunteering, cliff-jumping, Gaming & Reading.
___________________________ References____________________________
References will be provided on demand.
Delivering service excellence through knowledge and expertise to valued clients.
Monitoring & Execution of local & foreign transactions related to international trade.
Dealing in LC (Local & Foreign), & LC advising/LC amendments etc.
Compile relevant MIS reports for periodic review within the unit. Gathering &
compiling of financial data of highest organizational requirements for research and
development (Manipulating the outcome of research program and assessment of
developmental projects).
Develop/Finalizing service level agreements (SLAs) with internal departments/units
(Operational/Technical) to achieve improvements in turnaround time (TAT) with
respect to strategy implementation.
Working closely with colleagues in trade finance project origination like; Credit Risk
(PGCR), Legal (PGCL), Economic Research (ECMR), Financial Control (FIFC) &
Information Technology (CHIS) working in the respective regions.
Soughting approvals for “Rebate” DLTL Cases as per SBP policies and regulations.
Sound knowledge of trade/shipping documentation and custom clearance.
Sound knowledge of SBP policies and regulations and sanctions (AML/CFT).
Routing of outward remittances and reconciling inward remittances.
Implementing and monitoring of L/C Processing “local & international” (opening /
acceptance, amendment and confirmation)
Dealing in open account/collection/contracts/advance payment for international
transactions.
Managing database regarding research, strategy implementation, outcomes and future
developmental programs.
Creating management reports for final review of portfolios and business activities.
Swift operations and international fund transfer
Checking of credit limits for LC opening, insurance and margin coverage.
EIF Approvals- Weboc
Documents lodgments/ realizations and reversal of foreign bills
Dealing in forex rates for remittances (inward/outward)
Form “E” issuance, scrutiny, certification and cancellation.
Negotiations and discounting of export bills
Weboc, BCA & BDA realization.
Procurement of vehicles and heavy machinery
Global Sourcing for suppliers and vendors
Shipping & logistics support
WeBoc, custom clearance & documentation
Payment and credit handling
Demand forecasting & planning
Export –LC handling